Mortgage Lending in Chicago and Los Angeles: A Paired Testing Study of the Pre-Application Process

This paper analyzes data from a recently completed study of discrimination against African-American and Hispanic homebuyers when they visit mortgage lending institutions in two major metropolitan markets to make pre-application inquiries. It represents the first application of paired testing to rigorously measure discrimination in the mortgage lending process. The paired tests isolated significant levels of differential treatment on the basis of race and ethnicity in Chicago with African Americans and Hispanics receiving less information and assistance than comparable whites. Adverse treatment of African-Americans and Hispanics is also observed in Los Angeles for specific treatments, but the overall pattern of treatment observed did not differ statistically from equal treatment. Multivariate analyses for Chicago indicate that large lenders treat minorities more favorably than small lenders and that lenders with substantial numbers of applications from African-Americans treat African Americans more favorably than lenders with predominantly white application pools.

Los Angeles, California, 1849 (Raster Image)

This layer is a georeferenced raster image of the historic paper map entitled: Plan de la Ciudad de Los Angeles, surveyed & drawn by E.O.C. Ord, Lt., U.S.A. & Wm. R. Hutton, asst., August 29th 1849. It was published by the Historical Society of Southern California ca. 1930. Scale [ca. 1:6,330] . Facsimile of a manuscript map. The image inside the map neatline is georeferenced to the surface of the earth and fit to the California State Plane Zone V Coordinate System NAD83 (in Feet) (Fipszone 0405). All map collar and inset information is also available as part of the raster image, including any inset maps, profiles, statistical tables, directories, text, illustrations, index maps, legends, or other information associated with the principal map. This map shows features such as roads, drainage, block and lot numbers, ground cover, and more. Relief is shown by hachures. This layer is part of a selection of digitally scanned and georeferenced historic maps from The Harvard Map Collection as part of the Imaging the Urban Environment project. Maps selected for this project represent major urban areas and cities of the world, at various time periods. These maps typically portray both natural and manmade features at a large scale. The selection represents a range of regions, originators, ground condition dates, scales, and purposes.

Los Angeles, California, 1908 (Raster Image)

This layer is a georeferenced raster image of the historic paper map entitled: City of Los Angeles, [by] Homer Hamlin, city engineer. Blueprint published in 1908. Scale [ca. 1:19,000]. The image inside the map neatline is georeferenced to the surface of the earth and fit to the California State Plane Zone V Coordinate System NAD83 (in Feet) (Fipszone 0405). All map collar and inset information is also available as part of the raster image, including any inset maps, profiles, statistical tables, directories, text, illustrations, index maps, legends, or other information associated with the principal map. This map shows features such as roads, drainage, parks, cemeteries, selected public buildings, and more. This layer is part of a selection of digitally scanned and georeferenced historic maps from The Harvard Map Collection as part of the Imaging the Urban Environment project. Maps selected for this project represent major urban areas and cities of the world, at various time periods. These maps typically portray both natural and manmade features at a large scale. The selection represents a range of regions, originators, ground condition dates, scales, and purposes.

Joint development and value capture in Los Angeles : local policy formulation /

"DOT-I-83-23."

City of Los Angeles parking management ordinance /

"UMTA Technical Assistance Program."

Los Angeles Freeway data tapes /

Mode of access: Internet.

The Los Angeles double deck bus demonstration project : an evaluation /

Mode of access: Internet.

A preliminary study of the Los Angeles regional economy /

"This report is preliminary and subject to change."

Organization, administration, and management of the Los Angeles Public Library.

v. 1. General service factors.--v. 2 Objectives ... library appraisal of the book collections.--v. 3. Central library.--v. 4. Extension service for adults.--v. 5. Extension service for youth.--v. 6. Extension service requirements.--v. 7. Technical services.--v. 8. Business administraion. Financial administration.--v. 9. Personnel administration.--v. 10. Library relationships in the Los Angeles metropolitan area.--v. 11. General administration.--v. 12. Recapitulation of recommendations.

Comparação dos estados nutricionais dos alunos do ensino medio da cidade de Los Angeles VIII. Região de Bio-Bio, Chile : (1991-2000)

Universidade Estadual de Campinas . Faculdade de Educação Física

Memòria justificativa del treball realitzat durant l'estada a la University of California at Los Angeles (UCLA)

Projecte de recerca elaborat a partir d’una estada a la Graduate School of Education and Information Studies (GSEIS) de la University of California at Los Angeles (UCLA), Estats Units, entre gener i juny del 2007. En el context d’elaboració d’una futura tesi doctoral sobre la metodologia comunicativa crítica i la interacció persona-ordinador, la intenció ha estat aprofundir des d'una perspectiva internacional. La GSEIS i la UCLA en general conta amb innumerables recursos bibliogràfics així com amb professorat de reconegut prestigi internacional en la recerca vinculada a la barreja de temes com l'educació, la inclusió i la transformació social, la Comunicació, les TIC i el disseny de la Interacció Persona Ordinador; integració de disciplines en la que es mou la meva tesi doctoral. La possibilitat d'accedir a la Young Research Library, així com l'assistència a diverses conferències relacionades amb el meu àmbit d'estudi, la celebració de diverses tutories amb professorat de la GSEIS i d'altres departaments de la UCLA, i la invitació a participar del seminari de doctorat del professor Douglas Kellner, han contribuït de forma remarcable al meu projecte amb: aportacions de la literatura internacional i nombrosos exemples de bones pràctiques de projectes vinculats al Participatory Design com a metodologia en si mateixa desvinculada del Disseny Centrat en l'Usuari, un dels aspectes centrals de la meva tesi. Amb tot això vaig poder reforçar i desenvolupar quatre dels capítols de la meva dissertació, concretament els relacionats amb el context social i metodològic, i els que presenten el disseny de la Interacció Persona ordinador des d'un enfocament general així com el que es centra en el Disseny participatiu i les seves vinculacions amb la metodologia comunicativa crítica.

Los Angeles, elokuun 11 päivänä 1932

Kirje 11.8.1932

[Los Angeles] keskiviikkona, heinäkuun 27 päivänä 1932

Kirje 27.7.1932

Los Angeles avajaispäivänä 30/7 1932

Kirje 30.7.1932