66 resultados para Homeowners


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This article examines the relationship between household compositions and housing expenditures in rental-occupied and owner-occupied markets. The author finds that renters allocate their budget proportionately between housing and nonhousing goods for an additional household member, leaving the budget share of housing expenditures unchanged. For homeowners, nevertheless, an extra member implies a reduction in housing expenditures as a share of total budget. Although age and gender compositions turn out to be significant in determining the budget share of housing expenditures for renters, they play no major role for homeowners. And although an increase in the number of working members for renters significantly reduces the share of budget spent on housing, it has no significant impact for their owner counterparts. Moreover, keeping total expenditures constant, the main income source of the head of the household does not make any difference in terms of resource allocation across housing and nonhousing goods for both renters and owners.

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Purpose – Homeownership is considered both economically and socially beneficial for homeowners. However, in the collective living arrangement, reaching a consensus with regard to the residential environment is difficult. The purpose of this paper is to identify factors that can reduce the conflict among the stakeholders in multi-owner low-cost housing in Malaysia.
Design/methodology/approach – This study tested three hypotheses examining whether the demographic and socio-economic characteristics of owner-occupants and occupancy rates affect owner-occupants' satisfaction with stakeholders' relationships. Data were collected through questionnaires from owner-occupants of multi-owner low-cost settlements in Selangor state. Data on housing characteristics were collected from chairpersons of the respective owners' organisations. The data were treated as parametric, and analysis of variance was conducted.
Findings – Four factors – number of children in the family, duration of residency, participation in social activities and participation in meetings – were found to affect owners-occupants' satisfaction with the stakeholders' relationships. The significant effect of occupancy rates was also indicated.
Practical implications – The Management Corporations (MCs) should encourage social relationships among residents. To avoid conflict, the costs and benefits of participation must be balanced. Policy makers should take two key aspects seriously: owner-managed strategy practices by the MCs and high rates of tenant-residents. A mechanism should be identified for assisting the MCs in housing management and for protecting the benefits of homeownership for owner-occupants.
Originality/value – Past studies on low-income household settlements examined public housing or low-income homeowners of single detached dwellings. This study adds to the existing body of knowledge by examining low-income homeowners in multi-owner low-cost settlements.

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This article extends the recent literature on static multidimensional deprivation to propose dynamic deprivation measures that incorporate both the persistence and duration of deprivation across multiple dimensions. The article then illustrates the usefulness of the extension by applying it to Australian panel data for the recent period, 2001–2008. The empirical application exploits the subgroup decomposability of the deprivation measures to identify the subgroups that are more deprived than others. The proposed measure is also decomposable by dimensions and is used to identify the dimensions where deprivation is more persistent. The comparison between the subgroups shows that the divide between homeowners and non-homeowners is one of the sharpest, with the latter suffering much more deprivation than the former. The results are robust to alternative schemes for weighting and aggregating the dimensions as well as to the choice of model parameters.

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Why did house prices fall in 2007‐2009? This is the fundamental question to most Americans, and to those who lent them money. Most homeowners did not care why residential real estate prices rose. They assumed prices always rose, and they should simply enjoy their good fortune. It was not until prices began to fall that people were left searching for answers. How much did regulation or lack thereof play in the role of the devastation? To what degree did greed and unrealistic consumer expectation have on the real estate bubble? Using existing literature as well as face to face interviews of experienced leaders within the real estate industry in California who experienced both the up and down of the real estate cycle, the overarching purpose of this study is to investigate the opinions and beliefs of the leaders and drivers within the real estate industry about the cause of the real estate bubble that occurred sharply in 2008 . Specifically, this project will focus on the opinions of real estate industry leaders who worked in the center of the subprime universe located in Irvine, California, during 2004‐2008. Comparing the mainstream beliefs with the interviewees it is fair to say that the main finding in the mainstream beliefs are reflected very well with the finding of the subject’s opinion. The thesis is divided into 6 chapters starting with “introduction”, followed by chapter 2 “Literature Review”. Chapter 3 is “Research Methodology” followed by chapter 4 “Data Presentation”. Finally, the results are discussed in chapter 5 “Analysis and Discussion” and conclusions in Chapter 6.

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O objetivo central deste trabalho é verificar a aplicabilidade da teoria da motivação de Abraham Maslow (1954) ao processo de remoção de favelados para conjuntos habitacionais no Rio de Janeiro. Visando a este objetivo, acompanhamos e pesquisamos uma amostra de 95 famílias residentes na área palafitada da Favela da Marep, removidas, para a Vila do João, através PROMORAR/PROJETO RIO, em 1982. O trabalho se orientou principalmente pela hipótese de que a satisfação parceail da necessidade de segurança através da aquisição da casa própria gera novas necessidades nos sujeitos. Para a verificação desta hipótese realizamos entrevistas com os removidos antes e após a sua remoção. Paralelamente realizamos um experimento e aplicamos escalas ordinais visando ao estudo das variáveis necessidade, expectativa e satisfação. Os resultados obtidos tornaram-se possível confirmar a relação existente entre os pressupostos teóricos de Maslow e o processo de remoção de favelados.

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Pós-graduação em Engenharia Elétrica - FEIS

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Proper nut cultivar (variety) selection is important for successful and satisfying results from the home gardener's efforts. Selection should be determined by personal preferences, available space, and intended use of the nuts. Harvest can be spread over several weeks if cultivars with different periods of maturity are planted. It is important that homeowners select the nut plants or cultivars best adapted for cultivation in their area of the state. This extension circular covers how to select a nut cultivar, the plant hardiness zones, horticultural regions, and length of growing season. It contains a list of all nut cultivars suited for growing in the state of Nebraska.

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The nocturnal, terrestrial frog Eleutherodactylus coqui, known as the Coqui, is endemic to Puerto Rico and was accidentally introduced to Hawai‘i via nursery plants in the late 1980s. Over the past two decades E. coqui has spread to the four main Hawaiian Islands, and a major campaign was launched to eliminate and control it. One of the primary reasons this frog has received attention is its loud mating call (85–90 dB at 0.5 m). Many homeowners do not want the frogs on their property, and their presence has influenced housing prices. In addition, E. coqui has indirectly impacted the floriculture industry because customers are reticent to purchase products potentially infested with frogs. Eleutherodactylus coqui attains extremely high densities in Hawai‘i, up to 91,000 frogs ha-1, and can reproduce year-round, once every 1–2 months, and become reproductive around 8–9 months. Although the Coqui has been hypothesized to potentially compete with native insectivores, the most obvious potential ecological impact of the invasion is predation on invertebrate populations and disruption of associated ecosystem processes. Multiple forms of control have been attempted in Hawai‘i with varying success. The most successful control available at this time is citric acid. Currently, the frog is established throughout the island of Hawai‘i but may soon be eliminated on the other Hawaiian Islands via control efforts. Eradication is deemed no longer possible on the island of Hawai‘i.

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During the last 150 years, nine-banded armadillos (Dasypus novemcinctus) have increased their range and abundance in the southeastern United States. When foraging, armadillos cause damage to agricultural crops as, as well as cause structural damage to driveways and foundations. Homeowners frequently use translocation to reduce local armadillo abundance. Despite its popularity with the general public, however, the appropriateness of nuisance wildlife translocation presents concerns for biologists. Our objective was to address some of these concerns by examining survival and movements of translocated armadillos. We translocated 12 armadillos (9 male, 3 female) equipped with radio-transmitters and compared their survival and movements to that of 29 (11 male, 18 female) resident armadillos. Most (92%) of the translocated animals dispersed from their release site within the fi rst few days after release. Resident armadillos generally maintained stable home ranges. We found evidence that translocated animals were abl to return to their original capture sites. We, therefore, recommend against translocating nuisance armadillos.

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Abstract Rain gardens are an important tool in reducing the amount of stormwater runoff and accompanying pollutants from entering the city’s streams and lakes, and reducing their water quality. This thesis project analyzed the number of rain gardens installed through the City of Lincoln Nebraska Watershed Management’s Rain Garden Water Quality Project in distance intervals of one-eighth mile from streams and lakes. This data shows the distribution of these rain gardens in relation to streams and lakes and attempts to determine if proximity to streams and lakes is a factor in homeowners installing rain gardens. ArcGIS was used to create a map with layers to determine the number of houses with rain gardens in 1/8 mile distance increments from the city’s streams and lakes and their distances from a stream or lake. The total area, number of house parcels, and the type and location of each parcel type were also determined for comparison between the distance interval increments. The study revealed that fifty-eight percent of rain gardens were installed within a quarter mile of a stream or lake (an area covering 60% of the city and including 58.5% of the city’s house parcels), and that eighty percent of rain gardens were installed within three-eighth mile of streams or lakes (an area covering 75% of the city and 78.5% of the city’s house parcels). All parcels in the city are within 1 mile of a stream or lake. Alone the number of project houses per distance intervals suggested that proximity to a stream or lake was a factor in people’s decisions to install rain gardens. However, when compared to the number of house parcels available, proximity disappears as a factor in project participation.

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Why NADCA? One Region Director's Opinion Peter H. Butchko, NADCA Region 9 Director, The Turtle and the Hare (Wildlife Damage Version), by Robert H. Schmidt Point of View: Mad Cow Disease Dolomitic Hydrated Lime Feeding Deterrent to Birds Booklet Review: A Homeowners Guide to North Eastern Bats and Bat Problems. By Lisa M. Williams-Whitmer and Margaret C. Brittingham. August, 1995 Penn State University. Pp. 1-22.

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Research, Cooperation Pays Off for Fish Farmers -- Peter Butchko, District Supervisor, USDA-APHIS-WS, Mississippi and NADCA Vice-President, East Thoughts... Robert H. Giles, Jr., President, NADCA Book Review : The Wildlife Damage Inspection Handbook, by Stephen Vantassel with Tom Olander; Reviewed by Rex E. Marsh British Fox Hunting Ban Fails Passage Recent Coyote Research From Texas: Diets of Coyotes (Canis latrans) in the Edwards Plateau and Trans-Pecos regions of Texas, by J. Harris Glass, S.K. Canon, and D. Rollins Long-time NADCA Member Robert H. Schmidt Featured in Associated Press Article on Nuisance Animal Control Industry Research Continues in New Zealand and Australia on the Efficacy of Rabbit Calicivirus Disease as Rabbit Population Control Method Latest Rabies Trends Subject of Meeting of State and National Health Experts: Keeping Physicians and the Public Informed on Managing Deadly Disease Bogus Gizmos and Gadgets No Help With Homeowners' Wildlife Problems

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Limited research has been conducted on the collection of bioaerosols and their health effects on individuals in the El Paso area. A year long study was conducted in the region to evaluate indoor bioaerosol concentrations (Mota et al., unpublished data). As part of the study, air samples were collected during each season for a year from 38 homes from the El Paso area. The main objective of the study was to assess seasonality differences in bioaerosol concentrations. The air samples were then cultured and analyzed for bacterial and fungal concentrations. As a supplement to that study, a health questionnaire was given during each seasonal air sampling to the participating resident to complete regarding their health status. The aim of this study was to evaluate the health questionnaire and assess any associations between the collected bioaerosol concentrations and the self-reported respiratory symptoms of the participating home residents. Symptom frequencies were tabulated and basic descriptive statistics, along with logistic regressions, were conducted on the relationship between “High” reporters of symptoms and bioaerosol concentrations and environmental factors. The most commonly reported symptoms by homeowners were nasal symptoms and allergies. In addition, there was evidence to support an association between indoor respirable bacteria concentrations and homeowners that report greater than or equal to 8 respiratory symptoms (OR=1.10, p=0.045). Smoking status, indoor humidity and season also displayed associations with homeowners that report greater than or equal to 8 respiratory symptoms (OR=3.3, p=0.045; OR=71.0, p=0.030; OR=7.2, 3.2, p=0.001, 0.008). With such a strong association, future assessment of symptoms, bioaerosol concentrations and environmental factors is needed to further establish their relationship. ^

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Recent federal incentives and increased demand for home photovoltaic and small wind electrical systems highlights the need for consistent zoning ordinances and guidance materials for Northglenn residents. This Capstone Project assesses perceived impacts related to renewable energy systems, like noise, safety, aesthetics, and environmental considerations, and provides a model ordinance intended to mitigate these issues. It was concluded a model ordinance would ease and stimulate additions of alternative energy systems in Northglenn. Additionally, this research concluded development of public information could stimulate homeowners into positive decisions. The project also identifies potential financial and environmental benefits of installing such systems in an effort to promote sustainable and clean energy production within the city.