Health insurance coverage of Hispanic adults: An assessment of subgroup difference and the impact of immigration

This research explores the health insurance coverage of various Hispanic subgroups in comparison to non-Hispanic whites and blacks. The impact of immigration status is also considered as we hypothesize that nativity, duration, and naturalization tap a possible process of structural acculturation that increases access to insurance coverage for Hispanic groups. We find that the immigration variables impact the type of insurance reported. However, race/ethnic disparities continue to exist, with the various Hispanic subgroups more likely to report miscellaneous government health insurance or no health insurance coverage as compared to non-Hispanic whites.

Atlantic hurricanes and associated insurance loss potentials in future climate scenarios: limitations of high-resolution AGCM simulations

Potential future changes in tropical cyclone (TC) characteristics are among the more serious regional threats of global climate change. Therefore, a better understanding of how anthropogenic climate change may affect TCs and how these changes translate in socio-economic impacts is required. Here, we apply a TC detection and tracking method that was developed for ERA-40 data to time-slice experiments of two atmospheric general circulation models, namely the fifth version of the European Centre model of Hamburg model (MPI, Hamburg, Germany, T213) and the Japan Meteorological Agency/ Meteorological research Institute model (MRI, Tsukuba city, Japan, TL959). For each model, two climate simulations are available: a control simulation for present-day conditions to evaluate the model against observations, and a scenario simulation to assess future changes. The evaluation of the control simulations shows that the number of intense storms is underestimated due to the model resolution. To overcome this deficiency, simulated cyclone intensities are scaled to the best track data leading to a better representation of the TC intensities. Both models project an increased number of major hurricanes and modified trajectories in their scenario simulations. These changes have an effect on the projected loss potentials. However, these state-of-the-art models still yield contradicting results, and therefore they are not yet suitable to provide robust estimates of losses due to uncertainties in simulated hurricane intensity, location and frequency.

Extent and structure of health insurance expenditures for complementary and alternative medicine in Swiss primary care

BACKGROUND: The study is part of a nationwide evaluation of complementary and alternative medicine (CAM) in primary care in Switzerland. The goal was to evaluate the extent and structure of basic health insurance expenditures for complementary and alternative medicine in Swiss primary care. METHODS: The study was designed as a cross-sectional evaluation of Swiss primary care providers and included 262 certified CAM physicians, 151 noncertified CAM physicians and 172 conventional physicians. The study was based on data from a mailed questionnaire and on reimbursement information obtained from health insurers. It was therefore purely observational, without interference into diagnostic and therapeutic procedures applied or prescribed by physicians. Main outcome measures included average reimbursed costs per patient, structured into consultation- and medication-related costs, and referred costs. RESULTS: Total average reimbursed cost per patient did not differ between CAM physicians and conventional practitioners, but considerable differences were observed in cost structure. The proportions of reimbursed costs for consultation time were 56% for certified CAM, 41% for noncertified CAM physicians and 40% for conventional physicians; medication costs--including expenditures for prescriptions and directly dispensed drugs--respectively accounted for 35%, 18%, and 51% of costs. CONCLUSION: The results indicate no significant difference for overall treatment cost per patient between CAM and COM primary care in Switzerland. However, CAM physicians treat lower numbers of patients and a more cost-favourable patient population than conventional physicians. Differences in cost structure reflect more patient-centred and individualized treatment modalities of CAM physicians.

A Bentonite Deposit near Warm Springs, Montana

This report deals with a bentonite deposit recently developed, approximately seven miles northeast of Warm Springs, Montana. A group of claims have been staked on the deposit and are owned by the Lincoln Mining Company of Anaconda, Montana. The company also has several claims prospected for silver one mile from its present site of operations, but the silver prospects have failed to produce. The bentonite deposit was discovered incidentally during the course of other development work, and at present two adits have been driven into the side of a mountain, each crosscutting a vein-like mass of bentonite varying from two to three feet in width.

Secondary Enrichment of Copper at the Madison Gold Skarn Deposit, Silver Star District, Montana

Secondary Enrichment of Copper at the Madison Gold Skarn Deposit, Silver Star District, Montana. This paper focuses on the chemical reactions responsible for secondary enrichment of copper...we argue that most of the secondary Cu enrichment occurred during a late hydrothermal event that replaced the high temperature skarn mineral assemblage with hematitic jasperoid. Evidence favoring this "hypogene" Cu enrichment hypothesis is presented.

The Jefferson Canyon Gypsum Deposit.

Gypsum deposits are widespread geographically and are in many geo­logic formations. Ordinarily their character and origin, for the most part sedimentary, are not difficult to ascertain. Near Lewis and Clark Caverns, east of Whitehall, Montana, occurs a deposit of gypsum unique in many re­spects.

South Moccasin Kaolin Deposit

Kaolin has never been considered an important economic mineral in Montana. Deposits of Kaolin in this state are not described in the literature and apparently very few deposits have been found.