Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2010

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2011

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2012

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2013

Agency Performance Report

Iowa Credit Union Division, Strategic Plan, 2012

This report outlines the strategic plan for Credit Union Division including, goals and mission.

Department of Commerce - Credit Union Division Performance Plan, FY 2014

Agency Performance Plan, Department of Commerce - Credit Union Division

Consumer Advisory: Your Credit Report & Credit Score, March 2014

The Attorney General’s Consumer Protection Division receives hundreds of calls and consumer complaints every year. Follow these tips to avoid unexpected expense and disappointments. This record is about: Your Credit Report & Credit Score

Consumer Advisory: Your Credit Report & Credit Score, March 2014

The Attorney General’s Consumer Protection Division receives hundreds of calls and consumer complaints every year. Follow these tips to avoid unexpected expense and disappointments. This record is about: Your Credit Report & Credit Score

The co-evolution of social institutions, demography, and large-scale human cooperation.

Human cooperation is typically coordinated by institutions, which determine the outcome structure of the social interactions individuals engage in. Explaining the Neolithic transition from small- to large-scale societies involves understanding how these institutions co-evolve with demography. We study this using a demographically explicit model of institution formation in a patch-structured population. Each patch supports both social and asocial niches. Social individuals create an institution, at a cost to themselves, by negotiating how much of the costly public good provided by cooperators is invested into sanctioning defectors. The remainder of their public good is invested in technology that increases carrying capacity, such as irrigation systems. We show that social individuals can invade a population of asocials, and form institutions that support high levels of cooperation. We then demonstrate conditions where the co-evolution of cooperation, institutions, and demographic carrying capacity creates a transition from small- to large-scale social groups.