Online peer to peer lending: clustering borrowers using self-organizing maps

The purpose of this thesis is to find out whether all the peer to peer lenders are unworthy of credit and also if there are single qualities or combinations of qualities that determine the probability of default of a person or group of people. Distinguishing qualities are searched with self-organizing maps (SOM). Qualities and groups of people found by the self-organizing map are then compared to the average. The comparison is carried out by looking how big proportion of borrowers meeting the criteria is two months or more behind with their payments. Research data used is collected by an Estonian peer to peer lending company during the years of 2011-2014. Data consists of peer to peer borrowers and information gathered from them.

Nieuwe kaart van Oostindie met alle desselfs omleggende eylanden etc

Irtokartta

Figura della America

Julkaisussa: Il mondo e sue parti cioe Europa, Affrica, Asia et America

Asia poly-glotta : linguarum genealogiam, cum literis, scribendique modis, exhibens

Kartta kuuluu A. E. Nordenskiöldin kokoelmaan

Carte de l'Asie projettée stéreographiquement, tirée des rélations et observations, contenues dans les voyages modernes, de même que dans les monumens des anciens, corrigée de tout ce qui sent la fable, et divisée en ses IX parties méthodiques = Asia secundum legitimas projectionis stereographicae regulas et juxta recentissimas observationes, et relationes explosis aliorum fabulosis designationibus et narrationibus, adhibitis quoque veterum monumentis et recentiorum itinerariis descripta, et in partes suas methodicas IX divisa

Nimeke- ja tekijätiedot nimiönkehyksissä

Asia concinnata secundum observationes academiae regalis scientiarum et nonnullas alias, et juxta annotationes recentissimas

Nimeke- ja tekijätiedot nimiönkehyksissä

Al magnifico s. Francesco Scaridino non mi parea cosa conueniente ch'io lasciasa andar fuora : l'Europa, con sa qiuta [quita] del Africa, et parte del Asia senza ch'iosse segnassi nel fronte nome honorato si onde essa non fusse isprezzata ó ...

Kartta kuuluu A. E. Nordenskiöldin kokoelmaan

[Asia et Africa]

Kartta kuuluu A. E. Nordenskiöldin kokoelmaan

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Kartta kuuluu A. E. Nordenskiöldin kokoelmaan