Estrategia de desarrollo 1985-1989 y el programa económico financiero de corto plazo: el caso de Uruguay

Documento de Referencia, No 17

Análisis de algunas estrategias de apoyo financiero a las pequeñas unidades productivas en América Latina

Incluye Bibliografía

El sistema financiero en América Latina y el Caribe: una caracterización

Incluye bibliografía.

¿Se comporta el alfabetismo financiero como un bien económico?

El alfabetismo financiero (AF) se entiende generalmente como un bien económico cuyo consumo el individuo decide sobre la base de su aporte esperado en la toma de decisiones financieras. Sin embargo, este marco conceptual no ha sido puesto a prueba empíricamente. En este trabajo se analiza la variación en el AF de individuos que experimentan eventos del ciclo de vida, observables en los datos y de presumible repercusión en las finanzas personales. El análisis de un panel de aproximadamente 12.000 individuos muestra que de 17 eventos seleccionados, 13 evidencian una correlación con las decisiones financieras, pero solo uno de ellos, la capacitación laboral, resulta asociado a un cambio en el af. Esta evidencia pone en tela de juicio la conceptualización del AF como bien económico, y se suma a un grupo de trabajos que, por una u otra razón, han cuestionado la solidez conceptual del AF.

Acogimiento en el proceso de formación de los odontologos en Brasil: un analisis en el contexto del Sistema Unico de Salud (SUS)

To define the profile of Dentistry’s academics, on the welcoming reception of patients/users attended in the Public Institution, under the guidelines of the SUS. Methods: A structured questionnaire was applied to 163 students, which contained questions that covered five variables (reception, dialogue and listening, action and care first contact, professional identity) and conducted an interview to associate to responses obtained during the first phase. Quantitative data were tabulated and analyzed by descriptive statistics in SPSS 16.0 and qualitative data analyzed through discourse of the collective subject. Results: It was observed that, intellectually, the most of student (70.7%) understand the concept and the repercussion of the welcoming reception process in health and many have caring characteristics. However, the pedagogic system formation makes it difficult or systemizes an integral and spontaneous welcoming action. Conclusions: The academics have the embracement profile but it is need more motivation in the humanization of the university teaching.

Integrated analisis of building and users: a way to reduce energy consuption

In many countries buildings are responsible for a substantial part of the energy consumption, nd it varies according to their energetic and environmental performances. The potential for major reductions in buildings consumption have bee well documented in Brazil. Opportunities have been identified throughout the life cycle of the buildings, due of projects in diverse locations without the proper adjustments. This article offers a reflection about project processes and how its understanding can be conducted in an integrated way, favoring the use of natural resources and lowering energy consumption. It concludes by indicating that the longest phase in the life cycle of a building is also the phase responsible for its largest energy consumption, not only because of its duration but also for the interaction with the end user. Therefore, in order to harvest the energy cost reduction potential from future buildings designers need a holistic view of the surrounding, end users, materials and methodologies.