An 'Ideal' Deconposition of Industry Dynamics: An Application to the Nationwide and State Level U.S. Banking Industry

This paper considers the aggregate performance of the banking industry, applying a modified and extended dynamic decomposition of bank return on equity. The aggregate performance of any industry depends on the underlying microeconomic dynamics within that industry --- adjustments within banks, reallocations between banks, entry of new banks, and exit of existing banks. Bailey, Hulten, and Campbell (1992) and Haltiwanger (1997) develop dynamic decompositions of industry performance. We extend those analyses to derive an ideal dynamic decomposition that includes their dynamic decomposition as one component. We also extend the decomposition, consider geography, and implement decomposition on a state-by-state basis, linking that geographic decomposition back to the national level. We then consider how deregulation of geographic restrictions on bank activity affects the components of the state-level dynamic decomposition, controlling for competition and the state of the economy within each state and employing fixed- and random-effects estimation for a panel database across the fifty states and the District of Columbia from 1976 to 2000.

Complete resolution of the solid-state NMR spectrum of a uniformly 15N-labeled membrane protein in phospholipid bilayers

Complete resolution of the amide resonances in a three-dimensional solid-state NMR correlation spectrum of a uniformly 15N-labeled membrane protein in oriented phospholipid bilayers is demonstrated. The three orientationally dependent frequencies, 1H chemical shift, 1H–15N dipolar coupling, and 15N chemical shift, associated with each amide resonance are responsible for resolution among resonances and provide sufficient angular restrictions for protein structure determination. Because the protein is completely immobilized by the phospholipids on the relevant NMR time scales (10 kHz), the linewidths will not degrade in the spectra of larger proteins. Therefore, these results demonstrate that solid-state NMR experiments can overcome the correlation time problem and extend the range of proteins that can have their structures determined by NMR spectroscopy to include uniformly 15N-labeled membrane proteins in phospholipid bilayers.

An evaluation of hardship licensing for DWIs. Volume I: state hardship licensing practices. Final report.

National Highway Traffic Safety Administration, Washington, D.C.

Constrained input-output simulations of energy restrictions in the food and fiber system /

Tables.

Legislative restriction on the carrying trade of the railways of the state of New York : viewed in connection with outside competition : addressed to the citizens of the city and state of New York.

Cover title: Legislative restrictions on the carrying trade of the railways of the state of New York.

Roger Zatkoff, UM Football vs Ohio State 1951

[Roger Zatkoff strips the ball from Ohio State's Vic Janowicz.]

Snow Bowl" UM Football, vs Ohio State, 195

[Michiganensian caption: "Wolverine placekicker Harry Allis converts the point after the winning touchdown in snowbound OSU Stadium.]

Snow Bowl" UM Football, vs Ohio State, 195

[Michiganensian caption: "Ortmann picks up yardage around right end as gloved Buckeye defenders move in. The ball was so cold that even some backfield men wore gloves."]

Snow Bowl" UM Football, vs Ohio State, 195

[Michiganensian caption: "Ozzie Clark brings down Ohio ball carrier. Tape around sleeves and over helmet helmets kept out cold wind and snow which fell during entire game."]

Snow Bowl" UM Football, vs Ohio State, 195

[Michiganensian caption: " Buckeye ball carrier careens on one of Ohio's few gains on the ground. Snow fell so hard that at times spectators could not see the playing field."]