Mutual savings banks in the savings and mortgage markets.

Bibliographical footnotes.

Laws governing state banks, savings banks and trust deposit and security associations in the state of Montana and state examiner.

Mode of access: Internet.

Report of the condition of state banks, mutual savings banks, trust companies and national banks of Wisconsin.

Title varies slightly.

Annual report relative to savings banks [etc.̈

Mode of access: Internet.

Fünfundzwanzig Jahre Postsparkasse.

Mode of access: Internet.

The Proceedings of the South Carolina Historical Association

Annually, the association publishes a journal, The Proceedings, which consists of papers presented at the annual meeting. Some Municipal Fiestas and Celebrations in Colonial Hispanic America by John Preston Moore – The Citadel Jefferson Davis’s Route from Richmond, Virginia, to Irwinville, Georgia, April 2-May 10, 1865 by Nora Marshall Davis – Historical Markers Survey of South Carolina Postal Savings Banks in the United States, 1871-1939 by Nancy McIntosh – Columbia High School Legislative Domination in South Carolina by George R. Sherrill – University of South Carolina

Annual statements of the banks and savings institutions of the State of New Jersey.

Mode of access: Internet.

From the transformation to the bancarization of the spanishsaving banks: an analysis of the results pursued

This research arises due to the current restructuring process in which is immersed the Spanish banking sector. The above mentioned process is carried out to try to reduce the doubts on the viability of the bank companies to average and long term and to be able to return again the confidence in the sector. Though the economic and financial crisis has concerned the whole banking sector, the subsector of the Spanish savings banks is the one that has experienced a major number of integrations (articulated by means of mergers, absorptions and across Institutional Protection Schemes -IPSs-), and the one that has met submitted to the bancarization process. Considering what has been said, the present paper analyses Spanish saving banks to try to discern whether thanks to that process the objectives pursued by the bank rearrangement have been fulfilled. To do this, the evolution of some important financial variables will be studied over a long period of time (1999-2012). The results suggest that not all the savings banks have seen improved their ratios of efficiency, solvency, financial gap and social work, which indicates that there is still much to be done in order to rectify the problems affecting the studied sector.

Cyclicality of SME Lending and Government Involvement in Banks

Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local banks with vs. without a public mandate, controlling for location, size, loan maturity, funding structure, liquidity, profitability, and credit demand-side factors. The public mandate is set by local governments and stipulates a deviation from strict profit maximization and a sustainable provision of financial services to local customers. We find that banks with a public mandate are 25 percent less cyclical than other local banks. The result is credit supply-side driven and especially strong for savings banks with high liquidity and stable deposit funding. Our findings have implications for the banking structure, financial stability and the finance-growth nexus in a local context.

Cyclicality of SME lending and government involvement in banks

Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local banks with vs. without a public mandate, controlling for location, size, loan maturity, funding structure, liquidity, profitability, and credit demand-side factors. The public mandate is set by local governments and stipulates a deviation from strict profit maximization and a sustainable provision of financial services to local customers. We find that banks with a public mandate are 25 percent less cyclical than other local banks. The result is credit supply-side driven and especially strong for savings banks with high liquidity and stable deposit funding. Our findings have implications for the banking structure, financial stability and the finance-growth nexus in a local context.

Annual report - Superintendent of Banks, State of New York.

Some vols. issued with: Detailed statement.

Annual report ... relative to ... banks ...

Mode of access: Internet.

Annual Report, Relative to Banks

Title varies: -1851, 1854- The Annual Statements of the Several Banks of the State of New Jersey; 1852-1853, Report of the Bank Commissioners of New Jersey; -1867, Annual Reports of the Banks of the State of New Jersey; 1864-1866, Annual Statements of the Bank [etc]; -1890, Annual Statements of the Banks and Savings Institutions [etc]; 1891-1894, 1897-1989, Annual Report of the Commissioner of Banking and Insurance, relative to Savings Banks, Discount Banks and Trust Companies (1897-1898 include also deposit banks); 1895, Report of the Commissioner of Banking and Insurance; 1899-1950, Annual Report [etc] relative to Savings Banks, Trust Companies, and State Banks of Discount and Deposit. (varies slightly)

Thrift education through school savings, based chiefly on Boston experiences,

"Selected bibliography on school savings": p. 65-70.

Nonrate competition for savings deposits /

Bibliography: p. 20-22.