934 resultados para Postal savings banks


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Description based on: 9th (1903).

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Mode of access: Internet.

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Bibliographical footnotes.

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Annually, the association publishes a journal, The Proceedings, which consists of papers presented at the annual meeting. Some Municipal Fiestas and Celebrations in Colonial Hispanic America by John Preston Moore – The Citadel Jefferson Davis’s Route from Richmond, Virginia, to Irwinville, Georgia, April 2-May 10, 1865 by Nora Marshall Davis – Historical Markers Survey of South Carolina Postal Savings Banks in the United States, 1871-1939 by Nancy McIntosh – Columbia High School Legislative Domination in South Carolina by George R. Sherrill – University of South Carolina

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Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local banks with vs. without a public mandate, controlling for location, size, loan maturity, funding structure, liquidity, profitability, and credit demand-side factors. The public mandate is set by local governments and stipulates a deviation from strict profit maximization and a sustainable provision of financial services to local customers. We find that banks with a public mandate are 25 percent less cyclical than other local banks. The result is credit supply-side driven and especially strong for savings banks with high liquidity and stable deposit funding. Our findings have implications for the banking structure, financial stability and the finance-growth nexus in a local context.

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Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local banks with vs. without a public mandate, controlling for location, size, loan maturity, funding structure, liquidity, profitability, and credit demand-side factors. The public mandate is set by local governments and stipulates a deviation from strict profit maximization and a sustainable provision of financial services to local customers. We find that banks with a public mandate are 25 percent less cyclical than other local banks. The result is credit supply-side driven and especially strong for savings banks with high liquidity and stable deposit funding. Our findings have implications for the banking structure, financial stability and the finance-growth nexus in a local context.

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Some vols. issued with: Detailed statement.

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Title varies: -1851, 1854- The Annual Statements of the Several Banks of the State of New Jersey; 1852-1853, Report of the Bank Commissioners of New Jersey; -1867, Annual Reports of the Banks of the State of New Jersey; 1864-1866, Annual Statements of the Bank [etc]; -1890, Annual Statements of the Banks and Savings Institutions [etc]; 1891-1894, 1897-1989, Annual Report of the Commissioner of Banking and Insurance, relative to Savings Banks, Discount Banks and Trust Companies (1897-1898 include also deposit banks); 1895, Report of the Commissioner of Banking and Insurance; 1899-1950, Annual Report [etc] relative to Savings Banks, Trust Companies, and State Banks of Discount and Deposit. (varies slightly)

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"Selected bibliography on school savings": p. 65-70.