980 resultados para Federal home loan banks


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This thesis evaluates the effectiveness of the prescribed design and distribution requirements of the Australian Government's home loan key facts sheets (KFS) aimed at helping borrowers compare loan costs. The findings show that despite effectively improving borrower decision-making, few borrowers were aware of their existence and function. It was also demonstrated that KFS have had limited market impact over the four year window since introduction, likely due to the requirement that KFS provision is not required unless formally requested by a borrower. Recommendations include transferring the burden of disclosure to lenders in the first instance to address this information gap.

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Bibliography: p. 134-156.

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Title varies slightly.

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Description based on: 1952; title from cover.

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Cover title.

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"Statement before the Subcommittee on Financial Institutions, United States Senate Committee on Banking, Housing, and Urban Affairs, presented on December 8, 1976, San Francisco, California."

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Bibliography: p. 20-22.

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