Production credit associations ... characteristics of loans and member borrowers.

Cover title.

Suggested resolutions : trade associations, transportation associations, banking and credit associations ...

Mode of access: Internet.

A study of cooperative consumer associations for rural electrification /

Mode of access: Internet.

Village banks or, Agricultural credit societies for small occupiers, village tradesmen, etc; how to start them, how to work them ...

Mode of access: Internet.

Summary report of condition and performance of the Farm Credit System.

Title from cover.

Credit union; a cooperative banking book

Illustrated lining-papers

Measuring the effect of agricultural cooperatives on household income using PSM-DID : a case study of a rice-producing cooperative in China

Agricultural cooperatives in China, known as Farmers' Professional Cooperatives (FPCs), are becoming popular and have been intensely promoted by the Chinese government to improve the economic welfare of small farmers. However, very few studies on Chinese agricultural cooperatives have measured the benefits to farmers who participate in FPCs after controlling for time-invariant attributes of farmers. This paper investigates the treatment effect of participation in a rice-producing cooperative in suburban China using propensity score matching (PSM) and difference-in-differences (DID) method. Estimated results show that no significant difference is observed between participants and non-participants of the cooperative in terms of net income from rice production when controlling for the difference in farmers' rice incomes before the treatment. In addition, there is no significant heterogeneity of the treatment effects between large and small farmers, although the probability of participation in the cooperative is significantly higher when the size of cultivated rice farmland is greater. These results indicate that the benefits of the cooperative appear to be overestimated considering the vigorous policy supports for FPCs from the Chinese government.

Sustainability of Small Scale Farming in a Mountain Region: Case Study of the Khaling Rai Population of the Solukhumbu, Nepal

The Khaling Rai live in a remote area of the mountain region of Nepal. Subsistence farming is central to their livelihood strategy, the sustainability of which was examined in this study. The sustainable livelihood approach was identified as a suitable theoretical framework to analyse the assets of the Khaling Rai. A baseline study was conducted using indicators to assess the outcome of the livelihood strategies under the three pillars of sustainability – economic, social and environmental. Relationships between key factors were analysed. The outcome showed that farming fulfils their basic need of food security, with self-sufficiency in terms of seeds, organic fertilisers and tools. Agriculture is almost totally non-monitized: crops are grown mainly for household consumption. However, the crux faced by the Khaling Rai community is the need to develop high value cash crops in order to improve their livelihoods while at the same time maintaining food security. Institutional support in this regard was found to be lacking. At the same time there is declining soil fertility and an expanding population, which results in smaller land holdings. The capacity to absorb risk is inhibited by the small size of the resource base and access only to small local markets. A two-pronged approach is recommended. Firstly, the formation of agricultural cooperative associations in the area. Secondly, through them the selection of key personnel to be put forward for training in the adoption of improved low-cost technologies for staple crops and in the introduction of appropriate new cash crops.

Participation in farmer's cooperatives and its effects on agricultural incomes : evidence from vegetable-producing areas in China

Chinese agricultural cooperatives, called Farmer's Professional Cooperatives (FPCs), are expected to become a major tool to facilitate agro-industrialization for small farmers through the diffusion of new technologies, the supply of high-quality agricultural inputs and the marketing of their products. This study compares FPC participants with vegetable-producing non-participants and grain farmers in vegetable-producing areas in rural China to investigate the treatment effect of participation in FPCs as well as implementation of vegetable cultivation. I adopt parametric and nonparametric approaches to precisely estimate the treatment effects. Estimated results indicate no significant difference between participants and non-participants of FPCs on agricultural net income in both parametric and non-parametric estimations. In contrast, the comparison between vegetable and grain farmers using propensity score matching (PSM) reveals that the treatment effect of vegetable cultivation is significantly positive for total and agricultural incomes, although vegetable cultivation involves more labor-intensive efforts. These results indicate that it is the implementation of vegetable cultivation rather than the participation in an FPC that enhances the economic welfare of farmers, due to the non-excludability of FPCs' services as well as the risks involved in vegetable cultivation.

Credit for marginal groups; a study of the principal private sector credit institutions providing loans to marginal groups in the countries of the Dominican Republic, Chile, Ecuador, Colombia, and Guatemala.

"Sponsored by: Pan American Development Foundation, in cooperation with: CUNA International, Inc. [and others]"

Factors influencing the success of animal husbandry cooperatives: A case study in Southwest Iran

This survey study aimed at identifying the factors influencing the success of animal husbandry cooperatives in Southwest Iran. Using a questionnaire, the data were collected from 95 managing directors of the cooperatives who were chosen through a multi-stage stratified random sampling method. This study showed an essential need for a systemic framework to analyze the cooperatives’ success. The results showed that the “Honey Bee”, “Cattle (dairy)”, and “Lamb” cooperatives were the most successful among different kinds of the cooperatives. Also, among individual attributes, “interest”, “technical knowledge”, and “understanding the concept of cooperative”; among economic variables, “income” and “current investment”; and among external factors, “market access” have significant correlation with the success while structural variables have no significant relation. Furthermore, among all the factors, four variables (“interest”, “understanding the concept of cooperative”, “market access”, and “other incomes”) can explain the variations of the success.

Gestão híbrida em cooperativa de crédito: uma análise a partir do interesse, participação, satisfação e expectativa dos cooperados da COOPERUFPA

The globalization of markets has confirmed for the processes of change in organizations both in structure and in management. This dynamic was also observed in credit unions because they are financial institutions and are under the rules of the Brazil´s Financial System. Given the context of organizational changes in the financial capital has played the traditional management reform is urgent. In organizations credit unions, given its dual purpose, because in the same organizational environment and capitalism coexist cooperative whose logics are antagonistic, but can live through the balance between instrumental rationality and substantive rationality in credit unions. Based on this concept a new form of management should be thought to be able to accommodate the demand of cooperative, community, government and the market. Hybridization has been observed in management practices` COOPERUFPA into dimensions financial, social and solidarity participation with a trend in paradigmatic form of hybrid management, in that it directly or indirectly affect the management decisions in the credit union. The hybrid management is a trend that has been setting the basis for societal transformation, so that credit unions promote actions of welfare oriented cooperative members and the community around the same time that attend the dynamics of market globalization. These actions, in the context of hybrid management should be implemented by COOPERUFPA from the sociability of the remains and the wide diffusion of solidarity culture between cooperative partnership as a way to recover their participation in trade relations, financial and the social collective developement. For the members of COOPERUFPA financial interest is evidenced in greater relevance for the social interest given its dominant relationship as "mere customer" of the credit union, however, the proactive participation of the life of the cooperative credit union is one of its expectative among of participation of to share power in decisions by general meetings. This passivity`s cooperator of the COOPERUFPA in defending the ideals overshadowed the spread of cooperative principles and values of cooperation among them. Thus his conception for COOPERUFPA in the financial dimension, social and solidarity democracy, performed transversely. The COOPERUFPA for not developing an education policy for the cooperation among its members, contributed to a process of collective alienation of cooperative ideals, since the cooperative do not understand the reality that surrounds them as members of an organization whose mission is to social and financial sustainability of its members

A retórica do campo: um estudo sobre a comunicação nas cooperativas de café

Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)

A práxis dos trabalhadores da Cooperativa Agrícola Resistência Tocantina em Cametá/PA

O presente trabalho teve como objeto de estudo a práxis dos trabalhadores da Cooperativa Agrícola Resistência Tocantina/CART. Dessa forma, buscou-se responder as seguintes questões: de que forma a cooperativa, como realidade objetiva, apresenta-se ao trabalhador como elemento da contradição, ou seja, como a objetividade criada pelos trabalhadores forja a práxis dos trabalhadores? De que forma a objetividade criada se relaciona com a estrutura econômica e superestrutura política e ideológica? E como essa relação reflete na práxis do trabalhador organizado na CART? Com isso, objetivou-se analisar a dinâmica da formação social do trabalhador, tomando por base a categoria da práxis. A metodologia ocorreu a partir da revisão bibliográfica e entrevista semi-estruturada, tendo como método de análise o materialismo histórico-dialético. A pesquisa chegou às seguintes conclusões: A práxis dos trabalhadores no interior da cooperativa forja-se a partir das diversas situações vividas pelo coletivo, seja de natureza econômica, política, técnica, ou científica; Os interesses externos (do capital) se materializam na CART pelo condicionamento da formação empreendida pelas ONGs, as quais fornecem uma formação restrita ao processo produtivo (assistência técnica e comercial); Ocorre também pelo condicionamento do planejamento anual da CART que obedece às exigências das parceiras comerciais (qualidade e quantidade e o tipo de produto que irá fornecer). Esse fato contribui para o desenvolvimento e reprodução da práxis utilitária, a qual se caracteriza por não proporcionar ao homem a compreensão das coisas e da realidade. No entanto, a práxis utilitária, no percurso histórico, produz objetivamente a sua contradição. Isso, porque, ela não se constitui simplesmente como um saber prático, mas se sustenta pela realização concreta; o que a torna elemento das relações econômicas e sociais. Assim, ela oportuniza ao trabalhador/associado um “novo” movimento dialético. Possibilitando, pela atividade cognoscitiva do sujeito, a apreensão da contradição a partir dessa realidade concreta; o que poderá refletir na qualidade da elaboração, ainda que no plano ideal, da atividade teleológica, caracterizada pela exigência prática. Esse processo denomina-se como: a dialética da práxis.