Risco de crédito: uma abordagem utilizando análise discriminante, regressão logística e redes neurais artificiais

Considering the relevance of researches concerning credit risk, model diversity and the existent indicators, this thesis aimed at verifying if the Fleuriet Model contributes in discriminating Brazilian open capital companies in the analysis of credit concession. We specifically intended to i) identify the economic-financial indicators used in credit risk models; ii) identify which economic-financial indicators best discriminate companies in the analysis of credit concession; iii) assess which techniques used (discriminant analysis, logistic regression and neural networks) present the best accuracy to predict company bankruptcy. To do this, the theoretical background approached the concepts of financial analysis, which introduced themes relative to the company evaluation process; considerations on credit, risk and analysis; Fleuriet Model and its indicators, and, finally, presented the techniques for credit analysis based on discriminant analysis, logistic regression and artificial neural networks. Methodologically, the research was defined as quantitative, regarding its nature, and explanatory, regarding its type. It was developed using data derived from bibliographic and document analysis. The financial demonstrations were collected by means of the Economática ® and the BM$FBOVESPA website. The sample was comprised of 121 companies, being those 70 solvents and 51 insolvents from various sectors. In the analyses, we used 22 indicators of the Traditional Model and 13 of the Fleuriet Model, totalizing 35 indicators. The economic-financial indicators which were a part of, at least, one of the three final models were: X1 (Working Capital over Assets), X3 (NCG over Assets), X4 (NCG over Net Revenue), X8 (Type of Financial Structure), X9 (Net Thermometer), X16 (Net Equity divided by the total demandable), X17 (Asset Turnover), X20 (Net Equity Profitability), X25 (Net Margin), X28 (Debt Composition) and X31 (Net Equity over Asset). The final models presented setting values of: 90.9% (discriminant analysis); 90.9% (logistic regression) and 97.8% (neural networks). The modeling in neural networks presented higher accuracy, which was confirmed by the ROC curve. In conclusion, the indicators of the Fleuriet Model presented relevant results for the research of credit risk, especially if modeled by neural networks.

Integralismo e ideologia autocrática chauvinista regressiva: crítica aos herdeiros do sigma

Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)

Estratégias para o ensino inclusivo de alunos com deficiência nas aulas de educação física

Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)

Metamorfoses de formadores de professores na educação em ciências modificando práticas na prática de formação docente a distância

Esta investigação qualitativa de abordagem narrativa é atinente às experiências de mudanças nas práticas de formadores de professores (entre os quais o pesquisador se inclui) vividas e narradas no âmbito de uma Licenciatura em Ciências Biológicas, desenvolvida na modalidade a distância em uma universidade pública federal. Esse curso apresenta uma estrutura descentralizada de funcionamento com turmas ofertadas nos municípios-polos de Marabá, Oriximiná e Capanema, no período de realização da pesquisa, e sede da coordenação em Belém. O objetivo que persigo nesta pesquisa consiste em investigar em que termos experiências diferenciadas de práticas de formação a distância influem para melhorar as práticas de formação presencial na educação em ciências. A tese que sustento se configura na compreensão de que experiências diferenciadas de formação de professores de ciências/biologia, vividas em contextos resistentes a modelos tradicionais de ação/formação, tendem a catalisar processos de mudanças auto-organizativas nas práticas dos formadores, repercutindo em diferentes níveis e modalidades de ensino em vista de parâmetros atuais da educação em ciências. A construção do material empírico nos municípios-polos ocorreu em duas etapas: a) Reuniões nos Grupos de Estudos e Formação (GEF) constituídos com as equipes de formadores em três municípios-polos do curso, cujas interações foram registradas em equipamento de áudio e vídeo com duração média 10 horas de filmagem por grupo. Durante as reuniões nos GEF defini como critérios de seleção dos sujeitos, cujas vozes constituíram o relato da tese, a formação profissional na área da biologia e o elevado nível e frequência de manifestações reflexivas durante as interações nos GEF, a partir dos quais selecionei 09 formadores, b) Entrevista semi-estruturada com os 09 sujeitos, registrada em equipamento de áudio com duração média de 50 minutos por sujeito. Na sede do curso a produção empírica se restringiu à realização de entrevistas semi-estruturadas com dois sujeitos selecionados em função da elevada frequência de manifestações espontâneas sobre mudanças em suas práticas formativas; sendo gravadas em equipamento de áudio cada entrevista durou em média 50 minutos. O material empírico foi organizado em três campos de atração narrativa identificados em eixos de convergência referentes a autoconhecimento, auto-organização e parâmetros emergentes das práticas formativas em Educação Científica, os quais originaram as três seções analíticas da pesquisa. A análise desse conteúdo narrativo revela a emergência de movimentos de mudanças nas práticas dos formadores, mobilizados por experiências de trabalho colaborativo em busca de respostas possíveis para problemas situados em espaços indeterminados da prática formativa. Em geral, essas experiências são valorizadas pelos sujeitos na licenciatura em foco como elementos de desenvolvimento pessoal e profissional, tanto porque evidenciam os limites de suas percepções e práticas de ensino/formação usuais, quanto pela necessidade de superação das origens positivistas de sua formação profissional, situadas na perspectiva da docência como atividade técnica. A superação da concepção técnica de formar professores de ciências rumo a mudanças nas práticas dos sujeitos envolve, entre outros aspectos, a forte aproximação entre a escola e a universidade em função da maioria dos formadores das equipes de tutoria também atuarem como professores de ciências/biologia na educação básica, o que torna prioritário o investimento na formação do professor de ciências. Esses aspectos interagem em mútua inclusão em busca de um novo profissionalismo e da construção em processo de uma epistemologia da prática reflexiva como fundamentos das mudanças auto-organizativas na prática dos formadores de professores de ciências.

A filosofia do direito no sistema filosófico hegeliano

The Hegelian philosophy is presented as a progress in relation to other philosophies and it offers to take in itself all the other demonstrations. Thereby, Hegel intends to carry out his philosophical effort towards the establishment of a philosophical system. It is a comprehension recognized and exposed by Hegel in his doctoral thesis, i.e., that philosophy only becomes possible as a system. In this sense, the treatment dispensed to each one of his works necessarily evokes a relationship with all other. An work taken in isolation gets the feeling that something else should be presented, however, every work written by Hegel also contemplates a relation with his other works. In this sense, the objective here is to considerate Hegel’s Philosophy of Law in his philosophical system seeking to explicit its specific place, as well as its transit among the works of the thinker as a whole. The Philosophy of Law finds its particular moment in the ambit of the objective spirit or during the subjective spirit’s effectuation. However, it is assumed here the perspective that the Philosophy of Law represents, as the objective spirit does, a moment of mediation as well as a there-being whereby the absolute spirit’s effectuation would happen. Furthermore, Hegel’s Philosophy represents the presentation of what he considers as extremely important in philosophy, that is precisely, the need to sublate the separation between man and the world. It is not enough for Hegel, the affirmation of the being and the thinking in itself, but it is required to confirm them in their being other that will be evinced being itself. Thus, Philosophy is given as a reconstruction or as the factual knowledge as a science ceasing to be so only love of learning. This means in other words that philosophy deals with the world, in the world and for the world being much more than a speech to the world to be the talk of the world itself. If philosophy is the owl of Minerva who always arrives late, she does it for the reasons of the other to be recognized.

Empresariado industrial e desenvolvimento socioeconômico: estudo do discurso do empresariado calçadista paulista frente ao mundo globalizado (1995-2010)

Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)

Geografia dos movimentos socioterritoriais no Brasil de 2000 à 2012

The struggle for land is not a recent theme in Brazilian history. Since colonization, people have fought and resisted against oppression and injustice in the countryside, as can be evidenced by the highwaymen, peasant leagues and the war of Canudos. More recently, the struggle for land and agrarian reform can be evidenced by the struggles of the MST, CONTAG, CPT and other movements. For these movements, denominated as socioterritorial movements, land/territory is an essential condition for their existence and for the maintenance of their territoriality. The present paper examines the geography of socioterritorial moviments: the construction of the concept of socioterritorial movements and their forms of action and scales of actuation in the period 2000 to 2012, focusing on the movements that have been most active. These movements are studied through as analysis of data of the Land Struggle Data Base (Banco de Dados da Luta pela Terra –DATALUTA), print and digital media reports and a bibliographic survey of the literature. The action of socioterritorial movements can be studied through the forms of land occupations and demonstrations in the countryside which are the principal means of the struggle against large landholders, agribusiness and the State. These actions question the model of development which privileges agribusiness and, as such, are viewed by some as a hindrance to the development of the country. Over the years, the number of socioterritorial moviments, and their actions have oscillated due to a series of factors, such as repression (criminalization of members and violence against them), policies adopted by Brazilian governments and the contradictions inherent in very process of the spacialization of the struggle for land. These actions can be analyzed according to the scale of the struggle of the movements – municipal, micro-regional, state, macro-regional, and national

Towards the development of fiber lasers for the 2 to 4 nanom spectral region

A growing number of applications are calling for compact laser sources operating in the mid-infrared spectral region. A review of our recent work on monolithic fiber lasers (FL) based either on the use of rare-earth fluoride fibers or on Raman gain in both fluoride and chalcogenide glass fibers is presented. Accordingly, an erbium-doped double clad fluoride glass all-FL operating in the vicinity of 3 μm is shown. In addition, we present recent results on the first demonstrations of both fluoride and chalcogenide Raman fiber lasers operating at 2.23 and 3.34 μm, respectively. It is shown that based on this approach, monolithic FLs could be developed to cover the whole 2 to 4 μm spectral band.

Movimento estudantil: a juventude brasileira em 1968 e em 2008 a partir das ocupações da Universidade de Brasília

The hypothesis guiding this work is that the student movement of 1968, inserted into a scene of great social movements contrary to the present political system, showed great expression in its demonstrations even considering the fact that in a dictatorship there was significant intolerance of divergent views to the military regime, which, of the student movement of 2008, inserted into a scene of mobilizations contrary to the educational system and the corruption that permeated it. The aim of this study is to investigate the myths that permeate the image of students, through a comparison between the Brazilian student movement, highlighting the students at the University of Brasilia from 1968 to 2008, with the specific objective of analyzing if the student movement lost strength of mobilizing in support of their fight flags. The question may be answered from the youth of the 1960s characterized by revolutionary, in which the possible advances and retreats performed in 40 years of history of the student movement, which seems to have lost its revolutionary feature

Etnografia das vigílias de oração nos montes dos guerreiros de oração de sapucaia

Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)

Implicações de um programa de formação continuada na formação e atuação de professores de educação física atuantes no ciclo I

This work focused on research a course of continuing education for teachers of Physical Education, offered in a city of São Paulo in 2013. Adopting as a benchmark analysis of models of continuing education in teaching, investigative question that guided this study was: what are the implications of this formative process in the formation and performance of the participating teachers?. With this guiding question, four were the objectives we seek to respond to this analysis: first identify the profile of teachers as well as the participation and involvement of the same course developed; 2 map and analyze the manifestations of teachers throughout the course; 3 reflect on the role of teachers in relation to approaches and/or distances with the common physical education curriculum proposed by the municipality; 4 identify and analyze the reflections on the course conducted. The methodological approach was qualitative and eighteen participants were teachers of a school system in a city of São Paulo, active in cycle I (1 to 5 years) of primary school. Data collection was carried out in two phases, with the participants in the first stage seventeen teachers and three teachers in the second stage that in addition to acting in the cycle I also actively participated in the course. Data were obtained in phase one using a diagnostic interview recorded on voice recorder and transcripts of observations and recorded in video and voice recorder from sixteen meetings of the continuing education course conducted in 2013 and phase two included the observation of classes teachers in the 2nd half of 2013, ending with a final interview. Demonstrations of physical education teachers in the course, as well as the situations observed and interviews indicated that on the profile of teachers are in the age range 30-58 years to serve at least five years in schools and most (10) does not work elsewhere. Another observation is that most of the participating teachers when thes...

Black Bloc, mídia e identidade: um estudo sobre como o jornal O Estado de S. Paulo propôs uma identidade ao grupo de manifestantes Black Blocs

O presente trabalho busca analisar a identidade proposta pelo jornal impresso O Estado de S. Paulo ao grupo manifestante Black Bloc durante o segundo semestre de 2013, período seguinte às Jornadas de Junho na cidade de São Paulo. Serão analisadas as notícias veiculadas no portal de notícias do jornal, assim como as publicações do grupo de manifestantes na página oficial do Black Bloc SP do Facebook na mesma época. O objetivo é mostrar qual a relação entre a identidade atribuída pela grande mídia ao indivíduo e a identidade reivindicada pelo mesmo na rede social

Situações didáticas no ensino de geometria com o aplicativo GeoGebra

Pós-graduação em Matemática - IBILCE

A Folia de Reis da Companhia de Reis Fernandes em Olímpia/São Paulo (1964-2014): entre o sagrado e o profano

Pós-graduação em História - FCLAS

Jogo de handebol e futsal na escola: possibilidades e limites pedagógicos

Sports team, specifically soccer and handball, has traditionally composing the physical education school contents as a curriculum component. There are several criticisms to extend this approach beyond the sportive discourse. While we recognize this need for expansion, we believe that the methodological endeavors to teach these sports content are still very poor, requiring, therefore, studies that guide us in changing not only contents but also the way of teaching it, which implies new e teaching, pupils and teaching relationship perspective. In this sense, the objective of this study was to identify and analyze, from a sports team tactics teaching approaches of invasion, the demonstrations by students, the phases of handball and soccer games, as well as the elements/dynamic structural, functional and operational in the same school environment. Given this objective, qualitative research, specifically, collaborative action research, best meets investigation is this scenario, since classroom teacher and students also participated in the content construction and strategies undertaken during the intervention. The study enrolled 28 students in the fifth grade, aging 10 to 11 years, in a Bauru/SP public school, physical education teacher and the researcher. Were planned and taught together, 14 classes over a semester with the handball and futsal content, guided for teaching tactics approaches. The data collections were made through systematic lessons observation (through filming and recording diary), interviews with students and descriptive reports made by the classroom teacher and researcher. The results indicate that there was an improvement in the phases of soccer and handball game, even though only the latter has changed its category phase to decentralized anarchic phase. Several students showed in the situational interviews, a more elaborate game understanding than the one identified in the game demonstration. In the analysis of relationship levels..