Discrimination against minorities and women in pensions and health, life, and disability insurance.

Includes bibliographical references.

The law of insurance of the state of Ohio : including fire, life, accident, casualty, quaranty, mutual benefit, fraternal and marine insurance, and pleading, practice and evidence relating thereto, as determined by the courts and contained in the statutes ... from the earliest period to date of publication, with full annotations from the decisions of the courts of Ohio and other states /

Includes bibliographical references and index.

Principles of claim adjusting; a manual explaining the procedure , with background material, for settling claims under life, health and accident insurance policies.

Mode of access: Internet.

Personal insurance, life and accident,

Mode of access: Internet.

An elementary lecture on the theory of life assurance, delivered at a meeting of the Birmingham Insurance Institute, 11th January, 1889.

Mode of access: Internet.

Oregon directory of fire, automobile (fire), life and miscellaneous insurance agents and companies represented ...

Compiled by the Insurance Commissioner.

Technology and its impact on employment in the life and health insurance industries /

Includes bibliographical references (p. 24).

A logistic regression approach to estimating customer profit loss due to lapses in insurance

This article focuses on business risk management in the insurance industry. A methodology for estimating the profit loss caused by each customer in the portfolio due to policy cancellation is proposed. Using data from a European insurance company, customer behaviour over time is analyzed in order to estimate the probability of policy cancelation and the resulting potential profit loss due to cancellation. Customers may have up to two different lines of business contracts: motor insurance and other diverse insurance (such as, home contents, life or accident insurance). Implications for understanding customer cancellation behaviour as the core of business risk management are outlined.

TRICARE-For-Life, January 2005

This factsheet is based on information available from TRICARE and military association websites.

Unemployment insurance with endogenous search intensity and precautionary saving

A welfare analysis of unemployment insurance (UI) is performed in a generalequilibrium job search model. Finitely-lived, risk-averse workers smooth consumption over time by accumulating assets, choose search effort whenunemployed, and suffer disutility from work. Firms hire workers, purchasecapital, and pay taxes to finance worker benefits; their equity is the assetaccumulated by workers. A matching function relates unemployment, hiringexpenditure, and search effort to the formation of jobs. The model is calibrated to US data; the parameters relating job search effort to the probability of job finding are chosen to match microeconomic studies ofunemployment spells. Under logarithmic utility, numerical simulation shows rather small welfaregains from UI. Even without UI, workers smooth consumption effectivelythrough asset accumulation. Greater risk aversion leads to substantiallylarger welfare gains from UI; however, even in this case much of its welfareimpact is due not to consumption smoothing effects, but rather to decreased work disutility, or to a variety of externalities.

Issue review : impact on the insurance premium tax rate reduction .

In 2002, Senate File 2318, Insurance Premium Tax Reduction Act, the Iowa General Assembly approved a reduction in the insurance premium tax rate from 2 percent to 1 percent. The reduction was phased in at the rate of 1/4 percent annual increments over a five-year period, beginning with life and health insurance policy payments made on or after January 1st, 2003. Calendar year 2007 was the first year all premiums were taxed at 1 percent and fiscal year 2008 was the first full fiscal year at the 1 percent rate. Insurance premiums tax is paid only by insurance companies. The companies that benefit from the tax reduction are uniquely identified in government employment statistics. This allows for a unique opportunity to evaluate both the revenue impact and the employment impact of the tax rate reduction in Senate File 2318. This issue review focuses on the General Fund revenue impact of the rate reduction and the Iowa employment trends for the insurance industry since the rate reduction legislation was approved.

Quality of life: a compendium of social statistics of five Caribbean countries (1995-2001)

Includes bibliography