Women and development in Senegal: Microcredit and household well being

The challenging living conditions of many Senegalese families, and the absence of a providing spouse, have led women to covet new economic opportunities, such as microcredit loans. These loans offer Senegalese women the possibility to financially support their households and become active participants in their economies by starting or sustaining their micro businesses. The study takes place in Grand-Yoff, an overpopulated peri-urban area of the Senegalese capital city Dakar, where most people face daily survival issues. This research examines the impact of microcredit activities in the household of Senegalese female loan recipients in Grand-Yoff by examining socioeconomic indicators, in particular outcomes of health, education and nutrition.^ The research total sample is constituted of 166 female participants who engage in microcredit activities. The research combines both qualitative and quantitative methods. Data for the study were gathered through interviews, surveys, participant observation, focus-groups with the study participants and some of their household members, and document analysis.^ While some women in the study make steady profits from their business activities, others struggle to make ends meet from their businesses’ meager or unreliable profits. Some study participants who are impoverished have no choice but to invest their loans directly into their households’ dire needs, hence missing their business prerogative. Many women in the study end up in a vicious cycle of debt by defaulting on their loans or making late payments because they do not have the required household and socioeconomic conditions to take advantage of these loans. Therefore, microcredit does not make a significant impact in the households of the poorest female participants. The study finds that microcredit improves the household well-being - especially nutrition, health and education - of the participants who have acquired significant social capital such as a providing spouse, formal education, training, business experience, and belonging to business or social networks.^ The study finds that microcredit’s household impact is intimately tied to the female borrowers’ household conditions and social capital. It is recommended that microcredit services and programs offer their female clients assistance and additional basic services, financial guidance, lower interest rates, and flexible repayment schedules. ^

Agricultural microcredit and technical efficiency: The case of smallholder rice farmers in Northern Ghana

In the current study, we compared technical efficiency of smallholder rice farmers with and without credit in northern Ghana using data from a farm household survey. We fitted a stochastic frontier production function to input and output data to measure technical efficiency. We addressed self-selection into credit participation using propensity score matching and found that the mean efficiency did not differ between credit users and non-users. Credit-participating households had an efficiency of 63.0 percent compared to 61.7 percent for non-participants. The results indicate significant inefficiencies in production and thus a high scope for improving farmers’ technical efficiency through better use of available resources at the current level of technology. Apart from labour and capital, all the conventional farm inputs had a significant effect on rice production. The determinants of efficiency included the respondent’s age, sex, educational status, distance to the nearest market, herd ownership, access to irrigation and specialisation in rice production. From a policy perspective, we recommend that the credit should be channelled to farmers who demonstrate the need for it and show the commitment to improve their production through external financing. Such a screening mechanism will ensure that the credit goes to the right farmers who need it to improve their technical efficiency.

Evoluzione del processo manutentivo verso la Total Productive Maintenance: il caso L-3 Calzoni

Questo lavoro di tesi di laurea è stato realizzato in collaborazione con la Calzoni S.r.l di Calderara di Reno ed ha come obiettivo quello di mostrare come possa essere implementato un nuovo processo manutentivo in ottica TPM. Nell'elaborato è stata inizialmente illustrata la teoria facente riferimento ad una gestione ideale della manutenzione, ovvero di una manutenzione che possa fare affidamento su un sistema informativo di supporto per la presa delle migliori decisioni riguardanti il sistema manutentivo e successivamente la sua applicazione al caso aziendale. In particolare è stato mostrato come, all'interno di un'azienda come la Calzoni S.r.l, si è impostato il processo di raccolta dati e la loro organizzazione in un sistema informativo di manutenzione e come, nel frattempo, venga impostato un programma di manutenzione in ottica TPM.

A importância do microcrédito para os empreendedores: um estudo com os grupos solidários de Fortaleza /CE

This study aims to understand the changes in the improvement of economic and social conditions of small entrepreneurs who participate in solidarity groups linked to the Non-Governmental Organization (NGO) "X" in Fortaleza city, Ceará, through the use of productive-guided microcredit. It is come a research in exploratory and descriptive nature, with a quantitative and qualitative approach. Data were collected from the small entrepreneurs by applying a questionnaire, as well as through structured interviews with group leaders. They were worked on issues relating to income generation, employment generation, housing and health conditions, dietary pattern and leisure activities of small entrepreneurs and their families before and after the union to solidarity groups and use of productive-guided microcredit. The research showed that the use of microcredit has interfered with social and economic life of these small entrepreneurs, generating positive effects

The Productive use of Failure to Generate Witnesses from Divergent Proof Attempts for Coinduction

Coinduction is a proof rule. It is the dual of induction. It allows reasoning about non--well--founded structures such as lazy lists or streams and is of particular use for reasoning about equivalences. A central difficulty in the automation of coinductive proof is the choice of a relation (called a bisimulation). We present an automation of coinductive theorem proving. This automation is based on the idea of proof planning. Proof planning constructs the higher level steps in a proof, using knowledge of the general structure of a family of proofs and exploiting this knowledge to control the proof search. Part of proof planning involves the use of failure information to modify the plan by the use of a proof critic which exploits the information gained from the failed proof attempt. Our approach to the problem was to develop a strategy that makes an initial simple guess at a bisimulation and then uses generalisation techniques, motivated by a critic, to refine this guess, so that a larger class of coinductive problems can be automatically verified. The implementation of this strategy has focused on the use of coinduction to prove the equivalence of programs in a small lazy functional language which is similar to Haskell. We have developed a proof plan for coinduction and a critic associated with this proof plan. These have been implemented in CoClam, an extended version of Clam with encouraging results. The planner has been successfully tested on a number of theorems.

Bioeconomic modelling of woody regrowth carbon offset options in productive grazing systems

Agricultural land has been identified as a potential source of greenhouse gas emissions offsets through biosequestration in vegetation and soil. In the extensive grazing land of Australia, landholders may participate in the Australian Government’s Emissions Reduction Fund and create offsets by reducing woody vegetation clearing and allowing native woody plant regrowth to grow. This study used bioeconomic modelling to evaluate the trade-offs between an existing central Queensland grazing operation, which has been using repeated tree clearing to maintain pasture growth, and an alternative carbon and grazing enterprise in which tree clearing is reduced and the additional carbon sequestered in trees is sold. The results showed that ceasing clearing in favour of producing offsets produces a higher net present value over 20 years than the existing cattle enterprise at carbon prices, which are close to current (2015) market levels (~$13 t–1 CO2-e). However, by modifying key variables, relative profitability did change. Sensitivity analysis evaluated key variables, which determine the relative profitability of carbon and cattle. In order of importance these were: the carbon price, the gross margin of cattle production, the severity of the tree–grass relationship, the area of regrowth retained, the age of regrowth at the start of the project, and to a lesser extent the cost of carbon project administration, compliance and monitoring. Based on the analysis, retaining regrowth to generate carbon income may be worthwhile for cattle producers in Australia, but careful consideration needs to be given to the opportunity cost of reduced cattle income.

Floral expression and pollen germination ability in productive mountain papaya ( Vasconcellea pubescens A.DC.) orchards

Mountain papaya ( Vasconcellea pubescens A.DC.) is described as trioecious in the centers of origin of Ecuador, Colombia, and Peru. However, under cultivation conditions in La Serena (30° S, 70° W), Chile, it is found to be dioecious and monoecious. The objective was to learn about the variations in floral expression of mountain papaya. Flowers from monoecious and dioecious plants were therefore identified and quantified during two seasons. In vitro pollen germination ability was also evaluated based on the factors of site, season, and plant sex. Monoecious plant inflorescences are polygamous; female and male flowers are observed, as well as bisexual flowers that are usually deformed. This condition allows them to be classified as an ambisexual plant. The existence of flowers of different sexes appears to depend on the season; the female dioecious plant is maintained as such, independently of climatic conditions. Pollen from male flowers, from both ambisexual and male plants, germinates 75% in summer, while germination decreases to 56% in spring (P ≤ 0.05). Flowering of female plants coincides with the permanent occurrence of male flowers in ambisexual plants, which ensures pollination without the need for male plants as pollinators in orchards. Based on this information, some management practices and possible lines of research about this species are proposed.

Effects of organic fertilizers on the vegetative, nutritional, and productive parameters of blueberries ‘Corona’, ‘Legacy’, and ‘Liberty’

Organic farming does not allow using certain inputs, such as N, which differ in nutrient release rates and dynamics. To evaluate the effect of different organic fertilizers on the vegetative, nutritional, and productive parameters of blueberries ( Vaccinium corymbosum L.), a pot experiment was conducted in three consecutive seasons in a sandy soil of south-central Chile using ‘Corona’, ‘Legacy’ and ‘Liberty’. The following fertilizers were evaluated: compost (CM), Purely Grow (PG), Purely Lysine (PL), Fertil (F), blood meal (BM), lupine meal (LM), along with a control treatment without fertilization (C) and two conventional treatments with urea (CF) and sodium nitrate (S). Results indicate that vegetative growth and leaf N concentration prior to senescence were different among cultivars in the three evaluated seasons. The highest leaf N concentration was recorded in ‘Corona’ followed by ‘Legacy’ and ‘Liberty’ while levels tended to increase in the seasons. Quick-release N sources had greater effects on these parameters but with differences among cultivars. Fruit yield and weight were higher in ‘Corona’ followed by ‘Legacy’ and ‘Liberty’. Fruit yield was generally higher when using LM and F and showed no effect on fruit weight. Leaf chlorophyll content was higher in ‘Corona’ followed by ‘Legacy’ and ‘Liberty’, which increased when using CF, LM, BM, and PG. Finally, the organic fertilizer and blueberry cultivar that obtained the highest values for most of the evaluated parameters were LM and Corona, respectively.

A importância do microcrédito para os empreendedores: um estudo com os grupos solidários de Fortaleza /CE

This study aims to understand the changes in the improvement of economic and social conditions of small entrepreneurs who participate in solidarity groups linked to the Non-Governmental Organization (NGO) "X" in Fortaleza city, Ceará, through the use of productive-guided microcredit. It is come a research in exploratory and descriptive nature, with a quantitative and qualitative approach. Data were collected from the small entrepreneurs by applying a questionnaire, as well as through structured interviews with group leaders. They were worked on issues relating to income generation, employment generation, housing and health conditions, dietary pattern and leisure activities of small entrepreneurs and their families before and after the union to solidarity groups and use of productive-guided microcredit. The research showed that the use of microcredit has interfered with social and economic life of these small entrepreneurs, generating positive effects

The connection between the university and the productive sector: technological transference

This paper analyzes the process of technological transfer from the university to the industry, firstly through a brief overview of the innovation role, and particularly of universities, according to various economic theories (Neoclassical Theory, Schumpeter and his followers, and Marxism) -- Next, the Bologna Process, a specific European case of technology transfer, is considered from empirical sources, official speeches, regulations and official documents -- Finally, the general trend of explicit relation in Argentina between the university and the productive sector is briefly analyzed from certain empirical evidence, official speeches and policies, in order to guide the understanding of this process in Latin America -- The main conclusion of the study aims to consider technological transfer as intrinsic and necessary for the contemporary capitalism

Effects of different intensity of early leaf removal on vegetative and productive activity and grape quality (cv. Nero d'Avola, Vitis vinifera)

Mestrado Vinifera Euromaster - Instituto Superior de Agronomia - UL

Local productive arrangements for biodiesel production in Brazil: Environmental assessment of small-holders integrated oleaginous crops management.

Sustainability assessments were carried out in small-holders? farms in four territories where productive arrangements have been organized for production of minor oleagi- nous crops under the Brazilian biodiesel program. The study aimed at checking local impacts of the biodiesel productive chains at the rural establishment scale, and pro- moting the environmental performance of the selected farms, henceforth proposed as sustainable management demonstration units. Assessments were carried out with the APOIA-NovoRural system, which integrates 62 objective and quantitative indicators re- lated to five sustainability dimensions: i) Landscape Ecology, ii) Environmental Quality (Atmosphere, Water and Soil), iii) Socio-cultural Values, iv) Economic Values and v) Management and Administration. The main results point out that, in general, the eco- logical dimensions of sustainability, that is, the Landscape Ecology and Atmosphere, Water, and Soil quality indicators, show adequate field conditions, seemingly not yet negatively affected by increases in chemical inputs and natural resources use predicted as important potential impacts of the agro-energy sector. The Economic Values indica- tors have been favorably influenced in the studied farms, due to a steadier demand and improved prices for the oleaginous crops. On the other hand, valuable positive conse- quences expected for favoring farmers? market insertion, such as improved Socio-cultural Values and Management & Administration indicators, are still opportunities to be ma-terialized. The Environmental Management Reports issued to the farmers, based on the presented sustainability assessment procedures, offer valuable documentation and com-munication means for consolidating the organizational influence of the local productive arrangements studied. These productive arrangements were shown to be determinant for the selection of crop associations and diversification, as well as for the provision of technical assistance and the stabilization of demand - conditions that promote value aggregation and income improvements, favoring small-holders? insertion in the market. More importantly, these locally organized productive arrangements have been shown to strongly influence the valorization of natural resources and environmental assets, which are fundamental if sustainable rural development is to take place under the emerging agro-energy scenario.

Hematology and productive performance of nile tilapia (Oreochromis niloticus) naturally infected with Flavobacterium columnare

Columnaris disease is one of the main causes of mortality in tilapia rearing and is responsible for large economic losses worldwide. Hematology is a tool that makes it possible to study organisms' physiological responses to pathogens. It may assist in making diagnoses and prognoses on diseases in fish populations. The hematological variables of nile tilapia were studied in specimens with a clinical diagnosis of columnaris disease and in specimens that were disease-free. The total erythrocyte count, hemoglobin rate, hematocrit percentage, mean corpuscular hemoglobin (MCH), mean corpuscular hemoglobin concentration (MCHC), mean corpuscular volume (MCV), organic defense blood cell percentages (leukocytes and thrombocytes) and hepatosomatic and splenosomatic index were determined. The results showed that there were changes in the erythrocytic series and in organic defense blood cells, in the fish infected with the bacterium, with reductions in erythrocytic variables and significant increases in the numbers of circulating lymphocytes and neutrophils.

Réponses Divergentes des Firmes Face au Contexte de Restructuration Productive. Une Comparaison entre Deux Firmes Publiques Argentines

Este artículo analiza comparativamente la trayectoria de dos empresas públicas argentinas durante los años 90