Rivalidad en el mercado español de depósitos bancarios: la teoría de los grupos estratégicos

El objetivo de este trabajo consiste en examinar la rivalidad intra y entre grupos estratégicos de una industria. La literatura sobre la materia sugiere que las evidencias empíricas detectadas pueden verse afectadas por problemas operativos relacionados con la medición de la rivalidad. Como novedad, la metodología aplicada propone la utilización de dos enfoques de medición de la rivalidad, uno indirecto mediante la estimación de la variación conjetural, y una evaluación directa a través de las noticias sobre acciones y reacciones estratégicas detectadas en las publicaciones. La aplicación empírica realizada en el mercado español de depósitos bancarios no permite asegurar nada acerca de la mayor o menor rivalidad intra que entre grupos; pero los grupos estratégicos permiten predecir la forma en que cada entidad compite con las demás.

Caracterización de los depósitos miocenos de la isla de Nueva Tabarca (Alicante) y su empleo como material de construcción en el patrimonio local

El presente trabajo muestra la caracterización en detalle de la secuencia estratigráfica de los depósitos miocenos de la isla de Nueva Tabarca, el empleo de estos materiales en el patrimonio arquitectónico de la isla y su comportamiento frente la degradación. En la serie miocena, a grandes rasgos, se definen tres tramos. El tramo inferior, rico en clastos dolomíticos, muestra una alternancia de arenitas y calcarenitas. El tramo intermedio corresponde a una sucesión de niveles de calcirruditas con laminación cruzada cuya parte superior está representada por un nivel de grandes bioclastos, rodolitos y arenitas de grano fino. El comienzo del último tramo está marcado por la presencia de varias superficies arenosas más litificadas sobre las que se sitúa un banco de arenitas de grano fino y laminación paralela. Si bien las canteras extraían sillares de todas estas litofacies, existe una mayor extracción de los últimos niveles de la serie. Estas rocas presentan una durabilidad moderada-baja, degradándose fácilmente mediante arenización, escamación y/o alveolización.

Caracterização geológica da bacia hidrográfica da albufeira de São domingos e avaliação da compatibilidade textural entre áreas-fonte e depósitos sedimentares

Tese de mestrado, Geologia do Ambiente, Riscos Geológicos e Ordenamento do TerritórioUniversidade de Lisboa, Faculdade de Ciências, 2016

Real cedula de S.M. y señores del Consejo por la qual se prescriben las reglas convenientes para imponer los capitales de los Depósitos que hay en el reyno sobre la Renta del tabaco á razon de tres por ciento de cuenta de la Real Hacienda

Certifica la copia Pedro Escolano de Arrieta.

Real cedula de S.M. y señores del Consejo, por la qual se manda guardar, y cumplir el Real Decreto y declaracion insertos, en que se prescriben las reglas convenientes para imponer los capitales de los depósitos que hai en el reyno sobre la renta del tabaco á razon de tres por ciento de cuenta de la Real Hacienda.

Certifica la copia Antonio Martínez Salazar.

Avaliação da biodegradação do dibenzotiofeno utilizando lodos ativados

During the oil refining process a huge discard volume of water occurs, which carries the contaminants from the process. A class of contaminant compounds resulting from the petrochemical industry are the Polyaromatic Hydrocarbons (PAH's). To evaluate the biodegradation of Dibenzothiophene in refinery water a synthetic wastewater was prepared to be treated using activated sludge. For this, a 2 3 Composite Design (plus 3 central points and six axial points) was carried out. The planning had as independent variables (factors) the initial concentration of DBT, pH and time of biodegradation. Biodegradation of DBT was assayed following the parameters COD, pH, temperature, SS, VSS, FVS, SVI. Concerned to the chromatographic conditions, a methodology was validated in order to verify the presence of DBT and its metabolite, 2-HBF, in the final wastewater treated by activated sludge system using a liquid - liquid extraction coupled to HPLC / UV analysis. The parameters used for validation were DL, QL, linearity, recovery and repeatability. As for optimization, the results indicated that the studied methodology can be used in monitoring the DBT degradation and 2- HBF by activated sludge, as they showed excellent linearity values, coefficients of variation, so as satisfactory recovery percentage. COD reduction efficiency tests showed an average percentage of 64.4%. The increasing trend for the results for the TSS and VSS tests showed that the activated sludge was well tailored. The best operating conditions for the reduction of COD were observed when operated with median concentrations of DBT, a higher time to biodegradation, and pH in both the acidic range as the basic one. The biodegradability of the DBT was confirmed by determining the presence of HBF-2. The highest concentrations of HBF-2 were obtained in extreme concentrations of DBT and pH, and higher biodegradation times.

Avaliação de processo de lodos ativos por batelada seguido de tratamento terciário com ênfase na remoção de matéria orgânica e na sedimentabilidade do lodo

This paper evaluate the performance of a Wastewater Treatment Plant (WWTP) in sequential batch activated sludge modality with tertiary treatment step, located in high temperature region. It also presents the analysis of organic matter’s removal and the evaluation of sludge sedimentation conditions through reactors in bench scale, fed with different substrate’s and biomass’ concentrations, from the WWTP in study. The results showed high efficiency and stability of the treatment process using Sequential Batch Reactors for domestic sewage, even with sudden changes of organic and hydraulic load, reaching more than 90% of efficiency in the removal of biodegradable organic matter. The removal of organic matter and sedimentation tests in bench reactors showed the good performance in respect of the organic matter’s removal, however, the high concentration of micro-organism results in a lower sludge sedimentation rate, which can compromise the quality of the final effluent. The relation Food/Microorganism in the conditions of the WWTP’s current operation showed a value of 0.06 gCOD/gVSS.d. and zonal sedimentation velocity of 0.59 m/h, the great ratio of the concentration of the substrate by biomass concentration, which obtained the maximum operational efficiency, showed a value of 0.09 gCOD/gVSS.d. and zonal sedimentation velocity of 1.4 m/h.

Avaliação de processo de lodos ativos por batelada seguido de tratamento terciário com ênfase na remoção de matéria orgânica e na sedimentabilidade do lodo

This paper evaluate the performance of a Wastewater Treatment Plant (WWTP) in sequential batch activated sludge modality with tertiary treatment step, located in high temperature region. It also presents the analysis of organic matter’s removal and the evaluation of sludge sedimentation conditions through reactors in bench scale, fed with different substrate’s and biomass’ concentrations, from the WWTP in study. The results showed high efficiency and stability of the treatment process using Sequential Batch Reactors for domestic sewage, even with sudden changes of organic and hydraulic load, reaching more than 90% of efficiency in the removal of biodegradable organic matter. The removal of organic matter and sedimentation tests in bench reactors showed the good performance in respect of the organic matter’s removal, however, the high concentration of micro-organism results in a lower sludge sedimentation rate, which can compromise the quality of the final effluent. The relation Food/Microorganism in the conditions of the WWTP’s current operation showed a value of 0.06 gCOD/gVSS.d. and zonal sedimentation velocity of 0.59 m/h, the great ratio of the concentration of the substrate by biomass concentration, which obtained the maximum operational efficiency, showed a value of 0.09 gCOD/gVSS.d. and zonal sedimentation velocity of 1.4 m/h.

A Comunicação Interna: a eficácia dos meios de comunicação interna na Caixa Geral de Depósitos

No mundo actual, onde a concorrência cresce e a oferta de produtos aumenta, onde a globalização é palavra de ordem, torna-se essencial pensar a sobrevivência das empresas como estando dependentes da adopção de comportamentos transparentes diante dos públicos, sejam eles de dimensão interna e/ou externa. Reconhecer a importância de controlar os aspectos imprevisíveis a que as empresas estão sujeitas, permite às organizações um maior controlo na previsão dos problemas, como os corrigir antes que estes interfiram no seu sucesso, constituindo assim um ambiente previsível e favorável. A comunicação assume pois um papel primordial na visibilidade positiva de uma empresa. O cliente interno, neste trabalho, será visto como fornecedor de uma rede interna de prestação de serviços, responsável pela agregação de valor aos produtos e serviços oferecidos pela organização. Os clientes internos são também vistos como detentores de um propósito comum responsável tanto pela criação como pela continuidade da organização. Ao longo deste trabalho é descrita e focada a ligação especial que existe entre a comunicação empresarial, a comunicação interna e a estratégia do marketing interno evidenciando a importância destes para as organizações. O objectivo deste estudo é analisar a eficácia dos meios de comunicação interna na Caixa Geral de Depósitos, a partir da realização de 39 inquéritos administrados a colaboradores de uma Agência. Os resultados obtidos com este estudo deram ênfase à eficácia dos meios de comunicação interna utilizados na organização em estudo, concluindo que a comunicação deve ser veiculada de acordo com a utilidade das funções a desempenhar. / In today´s world where competition grows and the supply of products increases, where globalization is a slogan, it is essential to consider the survival of business as being dependent of the adoption of transparent behavior in public, in they internal or external dimensions. Recognizing the importance of controlling the unpredictable aspects that companies are subject, allows organizations greater control in forecast the problems, how to correct them before they interfere with their success, providing a predictable and favorable ambient. Communication assumes an essential role in a positive visibility of a company. The internal customer, this work will be seen as a provider of internal network services, responsible for adding value to products and services offered by the organization. Internal customers are also seen as having a common purpose as much responsible for creating the continuity of the organization. Throughout this work is focused and described the special bond that exists between corporate communication, internal communication and internal marketing strategy, highlighting their importance for the organizations. The aim of this study is to analyze the effectiveness of internal communication in the CGD, from conducting 39 surveys administered to employees of an Agency. The results of this study emphasized the effectiveness of internal communication in the organization used in the study, concluding that the communication should be conveyed according to the usefulness of the tasks.