910 resultados para Consumer Credit Protection Act


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Actualmente son reconocidos los beneficios del deporte, la actividad física y la recreación para el desarrollo humano y social de las poblaciones y su afirmación como derechos humanos en diferentes instrumentos legales. Este derecho al deporte y al juego recreativo en la infancia se hace explícito en la Convención de los Derechos del Niño (ONU, 1989), en la Ley de Educación Nacional, y en la Ley de Protección Integral (Ley 26.061). El propósito de este trabajo es estudiar la implementación de políticas públicas mediante el estudio de caso en el Partido de La Matanza, en tres espacios socio-residenciales de villa o asentamientos urbanos, que tuvieron como población participante principal niños/as entre 4 y 14 años. Mediante la triangulación de perspectivas cualitativas se realizó un análisis en paralelo entre el enfoque teórico y metodológico del programa, y las prácticas objetivas desarrolladas en el territorio. Se reconocen los límites que tienen los programas orientados al "deporte social" para traducir en prácticas concretas el ideario del desarrollo humano desde un enfoque de derechos, los desafíos de cobertura y en particular de construcción e implementación de ofertas educativas de calidad en el campo del juego recreativo y el deporte

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Les informations relatives aux cryptomonnaies sont susceptibles de changer à l'avenir tant cette matière est nouvelle et encore peu ancrée dans le droit. Ce mémoire est une réflexion sur l'essor du Bitcoin et des cryptomonnaies à leurs débuts, alors même que le droit cherche à s'accaparer ces nouvelles technologies, à les intégrer dans son système préexistant.

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Given the size of the financial markets on both sides of the Atlantic and the symmetry in the follow-up of the G-20 standards, Karel Lannoo argues in this Policy Brief that the Transatlantic Trade and Investment Partnership (TTIP) provides a good opportunity to put in place a more institutionalised framework. He finds that both blocs have reacted in similar ways to the financial crisis in strengthening their regulatory and supervisory frameworks and incorporating the G-20 recommendations into federal law. He also notes that consumer protection has been reinforced, certainly in the US, with the creation of the Consumer Financial Protection Bureau. And on the EU side, the Single Supervisory Mechanism (SSM) will radically change banking supervision. In his view, inclusion of financial services could also be an opportunity to strengthen prudential rules and consumer protection provisions on both sides. Rather than leading to a reduction of consumer protection, as had been feared in the post-crisis environment, it could lead to an examination, exchange and recognition of best practices in regulation and enforcement. Finally, he concludes that inclusion of financial services would make it part of the permanent regulatory dialogue that will be established as a result of a successful TTIP.

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Given that final consumption of households has contributed on average to broadly 60% of EU-28 GDP since 2001, an assessment of the drivers behind its dynamics is quite timely in a context of gradual economic recovery. The empirical analyses presented in this ECRI Commentary, covering 19 of the EU-28 economies, suggest that disposable income of households, consumer credit markets and the developments in housing markets have had a significantly positive impact on the growth of household final consumption since 2001. On the other hand, demographic trends do not seem to have played any significant role.

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The European Commission’s Green Paper on retail financial services, published on December 10th, provides valuable insights into the possible benefits of a single market, as well as the obstacles to its development and the possible remedies. While a greater diversity of products within countries could have a positive impact on both consumers and providers, it is also important to highlight that it could contribute to more effective macroeconomic policies at European level. The development of such a single market for Europe where consumers can confidently purchase more profitable financial products abroad necessitates the establishment of a European body along the lines of the US Consumer Financial Protection Bureau (CFPB), or at least the establishment of closer European supervisory cooperation and enforcement. A framework for the digitalisation of financial services should not only focus on mitigating specific types of risk, such as cyber insecurity, lack of privacy and financial exclusion, but it should also continue to maintain a “space of creation” for innovative financial firms.

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Les informations relatives aux cryptomonnaies sont susceptibles de changer à l'avenir tant cette matière est nouvelle et encore peu ancrée dans le droit. Ce mémoire est une réflexion sur l'essor du Bitcoin et des cryptomonnaies à leurs débuts, alors même que le droit cherche à s'accaparer ces nouvelles technologies, à les intégrer dans son système préexistant.

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Description based on: 1980; title from cover.

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In Spanish.

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Because you generate waste, it is your responsibility to determine how to properly manage and dispose of your waste. This fact sheet discusses special waste, who must obtain a generator identification number, and who must use uniform hazardous waste manifests, which are required for both nonhazardous and hazardous special waste. ... Depending on the types of waste you generate, you may need a U.S. Environmental Protection Agency (U.S. EPA) and/or Illinois Environmental Protection Agency (Illinois EPA) generator identification number. The first step in determining whether you need an identification number is to identify the types and amounts of waste you generate.

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Overview: Information presented in this publication is intended to provide a general understanding of the statutory and regulatory requirements governing generator identification numbers and manifests. This information is not intended to replace, limit, or expand upon the complete statutory and regulatory requirements found in the Illinois Environmental Protection Act and Title 35 of the Illinois Administrative Code of Regulations.

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"IEPA/PWS/83-011."

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"This report has been prepared for Gov. Jim Edgar and the 90th General Assembly in accordance with Section 22.47 of the Illinois Environmental Protection Act."

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"Information presented in this publication is intended to provide a general understanding of the statutory and regulatory requirements governing remediation waste. This information is not intended to replace, limit or expand upon the complete statutory and regulatory requirements found in the Illinois Environmental Protection Act and Title 35 of the Illinois Administrative Code of Regulations."

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"Information presented in this publication is intended to provide a general understanding of the statutory and regulatory requirements governing used oil and oil filters generated by small businesses remediation waste. This information is not intended to replace, limit or expand upon the complete statutory and regulatory requirements found in the Illinois Environmental Protection Act and Title 35 of the Illinois Administrative Code of Regulations."