Iowa Department of Commerce - Credit Union Division, Agency Performance Plan

Annual Report, Agency Performance Plan

Debt enforcement and relational contracting

We examine how third-party debt enforcement affects the emergence and performance ofrelational contracts in credit markets. We implement an experiment with finitely repeatedcredit relationships in which borrowers can default. In the weak enforcement treatmentdefaulting borrowers can keep their funds invested. In the strong enforcement treatmentdefaulting borrowers have to liquidate their investment. Under weak enforcement fewerrelationships emerge in which loans are extended and repaid. When such relationships doemerge they exhibit a lower credit volume than under strong enforcement. These findingssuggest that relational contracting in credit markets requires a minimum standard of thirdpartydebt enforcement.

Your Credit Rights

A brouchure by the Iowa Commission on the Status of Women

Credit Union Division Activities, March 2004, Issue 10

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, September 2001, Issue 1

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, January 2002, Issue 2

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, April 2002, Issue 3

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, November 2002, Issue 4

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, January 2003, Issue 5

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, April 2003, Issue 6

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, July 2003, Issue 7

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, Septmeber 2003, Issue 8

Newsletter for Iowa Credit Union Division

Credit Union Division Activities, December 2003, Issue 9

Newsletter for Iowa Credit Union Division

A systolic array for linear MIMO detection based on an all-swap lattice reduction algorithm

A systolic array to implement lattice-reduction-aided lineardetection is proposed for a MIMO receiver. The lattice reductionalgorithm and the ensuing linear detections are operated in the same array, which can be hardware-efficient. All-swap lattice reduction algorithm (ASLR) is considered for the systolic design.ASLR is a variant of the LLL algorithm, which processes all lattice basis vectors within one iteration. Lattice-reduction-aided linear detection based on ASLR and LLL algorithms have very similarbit-error-rate performance, while ASLR is more time efficient inthe systolic array, especially for systems with a large number ofantennas.

Department of Commerce Iowa Credit Union Division Performance Report, FY 2004

Agency Performance Report from the Credit Union Division