898 resultados para Allstate Insurance Company
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Description based on: 17th (1908).
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"Suggestions for further reading" at end of each chapter.
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Mode of access: Internet.
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"Upon all legal reserve companies, assessment associations and fraternal societies transacting business in the United States."
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"Key" on lining-papers.
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Until 1891 the Insurance year book was published in 1 vol. From 1891 to 1922 it was published in 2 vols., one devoted to "Life and miscellaneous" (1905-1922 "Life, casualty and miscellaneous") and the other to "Fire and marine." 1923- published in 3 vols., the first devoted to "Life insurance," the second to "Casualty and miscellaneous" and the third to "Fire and marine."
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Mode of access: Internet.
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Mode of access: Internet.
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Printed in Great Britain.
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Mode of access: Internet.
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Mode of access: Internet.
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Title varies: 1874-1937, The Insurance Year Book
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"Text-writers and periodicals cited": p. x
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Return guarantee constitutes a key ingredient of classical life insurance premium calculation. In the current low interest rate environment insurers face increasingly strong financial incentives to reduce guaranteed returns embedded in life insurance contracts. However, return guarantee lowering efforts are restrained by associated demand effects, since a higher guaranteed return makes the net price of the insurance cover lower. This tradeoff between possibly higher future insurance obligations and the possibility of a larger demand for life insurance products can theoretically also be considered when determining optimal guaranteed returns. In this paper, optimality of return guarantee levels is analyzed from a solvency point of view. Availability and some other properties of optimal solutions for guaranteed returns are explored and compared in a simple model for two measures of solvency risk (company-level and contract-level VaR). The paper concludes that a solvency risk minimizing optimal guaranteed return may theoretically exist, although its practical availability can be impeded by economic and regulatory constraints.