A crise do subprime e seus efeitos sobre os Estados Unidos e reflexos no Brasil

Between December 2007 and June 2009 the United States witnessed 18 months of recession that became known as the subprime crisis. Beginning in the housing market, the crisis moved into the banking and financial markets and spread throughout the entire economy through a domino effect, affecting the majority of other businesses. A major reflection of this was the large rise in unemployment rates due to business slashing jobs in an attempt to preserve cash. Although the crisis has officially ended, the unemployment rate reached over 10% in 2010 in the United States. American's continue to seek new jobs in a very difficult employment market, while attempting to manage the family household budget. American household income, which decreased either by pay cuts, job loss, and the effects of inflation, leads the majority of Americans to declare that the crisis had not yet ended. The crisis has spread to the world in varying degrees. Brazil was one of the countries least affected due to government policies and the large amount of foreign exchange. Although the crisis has affected Brazil only slightly, we will show how it reached this country and how the government solved this problem. This research paper will explain how the subprime crisis began, how it manifested itself in the U.S. economy and throughout the population. Also, it will show the crisis’ effects in Brazil and show some statements from Americans with their respective views and their experiences relative to the crisis

Previsão do comportamento de estruturas de contenção atirantadas utilizando o software FTOOL

Population growth, together with the gradual social ascent in Brazil, reflects at the growing need for better use of urban spaces. In this context, the amount of new buildings to meet the demand in property market, the needs for creating new roads and highways, among others, make the use of geotechnical works and, more specifically, retaining walls, more and more common. One of the simplest solutions for underground works is the use of retaining structures using tie back walls for soil support, therefore, the present work deals with this kind of structures. This paper proposes the use of FTOOL software testing in predicting deformations in tie back walls, by comparing simulations of the presented model to a real and measured deformation case in Guabirotuba Formation (PR). The results showed the importance of defining the parameters such as stiffness and curtain geometry, as well as the definition of representative loads acting on it. Also, it was pointed out that the passive response of the steel rods depends on the horizontal displacement of the wall. The study concluded that the program generates very representative results when compared to field data and seems to be a promising tool for tie back structures displacement predictions

Os efeitos do Programa Minha Casa Minha Vida para a população de baixa renda em Marília-SP: a construção de uma ilusão

Pós-graduação em Ciências Sociais - FFC

A presença da estrutura federal na escala municipal: o programa Minha Casa, Minha Vida e a aplicação de moradias em áreas irregulares nos municípios : uma olhada sobre Campinas/SP

This work aims to analyze the limitations of recent Brazilian urban expansion and, more specifically, the housing policy for low-income population, focused on Minha Casa, Minha Vida in Campinas / SP . It is understood that this program aims to democratize access to housing for excluded populations in the property market, resulting in a right to the city. This policy is analyzed in the living space configuration from the point of view of socio-spatial segregation. To meet the flexibility of real estate developers, urban politic Campinas was subsumed by the entrepreneurship of housing production, was detached from the municipal planning and releasing ownership of urban land for the free flow of capital that circulated by the real estate market in the search for the appropriation of elevation of the ground rent . These processes are understood through intense confinement of poverty in areas that grow randomly deleted and the margin of urban rights

Produção do Espaço Urbano e Dinâmica Imobiliária em Cidades Médias: os casos de Presidente Prudente (SP), São José do Rio Preto (SP) e Lleida (ESP)

Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)

Produção do Espaço Urbano e Dinâmica Imobiliária em Cidades Médias: os casos de Presidente Prudente (SP), São José do Rio Preto (SP) e Lleida (ESP)

Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)

Certificação da sustentabilidade de edifícios de escritórios corporativos no Brasil.

O crescimento industrial, comercial e de serviços traz para as sociedades mais evoluídas uma série de benefícios, como o desenvolvimento econômico e o crescimento populacional, aliados a maiores oportunidades de emprego e renda. Entretanto, pela falta de uma consciência mais apurada sobre os possíveis impactos negativos de ritmo acelerado de crescimento, acaba-se verificando uma série de problemas sociais e, sobretudo, ambientais. Em razão disso, nos últimos anos, constata-se a preocupação de alguns setores da sociedade na busca do desenvolvimento fundamentado em práticas mais sustentáveis. Isso não tem sido diferente no setor da construção civil. A preocupação com a sustentabilidade nos empreendimentos é tema e foco de diversos eventos, tanto no meio acadêmico, como no profissional e governamental. Particularmente, o segmento de mercado de EDIFÍCIOS DE ESCRITÓRIOS CORPORATIVOS tem sido alvo de pressão para o uso de práticas mais sustentáveis em todo o seu ciclo de vida, desde sua concepção, projeto, implantação e operação até a sua revitalização. Para aferir a sustentabilidade dos EDIFÍCIOS DE ESCRITÓRIOS CORPORATIVOS, muitas empresas do setor buscam certificações de origem estrangeira, que possuem certas limitações em sua aplicabilidade no Brasil, as quais são discutidas neste trabalho. Neste contexto, esta tese visa à construção da CERTIFICAÇÃO DA SUSTENTABILIDADE DE EDIFÍCIOS DE ESCRITÓRIOS CORPORATIVOS no Brasil, que é oportuna e necessária para tratar das condições de contorno e de realidade nacional. Para isso, foram realizados: [i] levantamento do estado da arte deste tema; [ii] construção da MATRIZ DE ATRIBUTOS para a avaliação da sustentabilidade dos EDIFÍCIOS DE ESCRITÓRIOS CORPORATIVOS; [iii] entrevistas com formadores de opinião deste segmento do mercado imobiliário; [iv] visitas em EDIFÍCIOS DE ESCRITÓRIOS CORPORATIVOS relevantes para as arbitragens iniciais; [v] a construção dos procedimentos, regras e rotina, com testes de validação e calibragem do SISTEMA PARA CLASSIFICAÇÃO.

Expansão imobiliária na cidade de João Pessoa, no período de 2009-2013: um caso de formação de bolha?

The housing boom recorded in recent years in the city of João Pessoa contributed decisively to the increase in housing supply across the all territory. This advance, however, was accompanied by a significant increase in property prices, which in itself generates enormous expectations on the support of the same medium and long term. From this apparent frame heating the housing market of this Capital. This study empirically examined whether this enhancement configured a typical process of bubble formation between the years 2009 and 2013 in this part of Capital. The empirical price dynamics of the housing market , was based on the indicators of price, rent and cost developed by Bezerra et al. (2013). The results of these local indicators increase the degree of confidence in the hypothesis seen, whatever, that the movement of prices in the main districts of the city of João Pessoa is a real estate bubble

Investimentos internacionais e a valorização imobiliária dos municípios de Maxaranguape e Rio do Fogo

Since the middle of 1970´s the world has been undergoing significant transformations, comes in a new era of global capital accumulation, and starts the called productive restructuring. This restructuring is materialized spatially through the reconfiguration of territory, redefining its uses and providing a new spatial structure. With regard to native of Rio Grande do Norte territory, there is, from the 1980s, the emergence of new economic activities, among which stand out tourism, which become stimulated from government policies. In this context, has stood the east coast of the state, because its beaches have recognized scenic appeal and environmental quality. Therewith business opportunity, international investors ended up investing in this portion of Rio Grande do Norte´s territory, especially over the last decade. The expansion of this process, to the north coast, resulted in the emergence of intense property dynamics in the municipalities of Maxaranguape and Rio do Fogo. The low value of the property and buildings, compared to the European market and the availability of real property, were the main factors that explain the attraction of such investors, who are now seen as new business opportunities with high rates of profitability, in tropical areas, hitherto remote geographical location of the economic system. Therefore, the objective of the research is to analyze to what extent the International Investment promoted the appreciation of property in the municipalities of Maxaranguape and Rio do Fogo. The time frame covers the period among 2000- 2013. The methodology consisted of the following proceedings: surveys and analysis of data collected in the property registry office of the Maxaranguape and Rio do Fogo municipalities; interviews with public and private officials that were important for the analysis of spatial transformations and the recovery of the property that occurred in the municipalities studied; collection of secondary data from official bodies, such as IBGE, MTUR, SETUR, BNB etc. Analyzing the information and data that have been cataloged, it was concluded that this investments are reinforcing old leisure and tourism practices existing in the past in those territories and, shifted (creating new territorial arrangements) a significant part of the eastern coast zone areas of the state. Another consequence connected to this recent phenomenon refers to property’s increase in value that has occurred in this part of the state, episode which is directly connected to that event. Therefore, it is realize that the expansion and the incorporation of the capital territories reveal, in part, the strategies of the capitalist mode of production, which are evident in the search for better conditions of accumulation, expanding the alternative of use of the properties which occurs in selective way and uneven in the geographic space form. It is observed that the mechanisms that capital makes use to impose their practices can happen through the property’s increase in value market, meaning, thereby, that the reproduction of imbalances happens, often, through the marked property speculation with the fast increase in value of properties.

Esquina edifício: uma proposta arquitetônica para um edifício misto

Natal, como outras cidades metropolitanas brasileiras, sofreu nas últimas décadas uma forte transformação impulsionada pelo mercado imobiliário e pela indústria da construção civil. A produção de apartamentos em condomínios fechados vem crescendo e tornando cada vez mais comum, no cenário urbano, a presença de torres residenciais (com extensos muros e grades, fachadas cegas e guaritas) que favorecem o “desurbanismo”. Por outro lado, este tipo de empreendimento, o edifício multifamiliar, apresenta plantas baixas padronizadas as quais frequentemente são incoerentes com a diversidade de perfis dos usuários. A consequência disso são reformas e adequações nos apartamentos após a entrega da obra. Diante deste contexto, elaborei uma proposta arquitetônica, que é apresentada nesta dissertação, como alternativa a essa modalidade de produção que está se tornando dominante no Brasil e em outros países. Dois conceitos nortearam esta proposta: a) o conceito de urbanidade cujo objetivo no projeto arquitetônico é favorecer a percepção do outro (por copresença e/ou cociência) através da permeabilidade, acessos e passagens entre o edifício e o entorno. A maneira como os cheios (barreiras) se estruturam com os vazios foi trabalhada de modo que definissem propriedades espaciais cuja intenção é facilitar o encontro e a diversidade entre moradores e entre estes e os de fora, no entanto sem desconsiderar o problema da violência urbana e, consequentemente a importância da promoção de segurança para os usuários. b) o conceito de flexibilidade a fim de possibilitar ao consumidor final o desmembramento da unidade habitacional em duas e, em especial, a participação e ou escolha na concepção do arranjo interno e da definição dos acabamentos do seu apartamento. Tudo isto durante a construção do empreendimento e ao longo da sua vida útil, favorecendo assim o potencial de diversidade (grupos sociais), adaptabilidade a fases distintas da vida e durabilidade do edifício.

O olhar das instituições de previdência sobre a casa e a cidade: promoção, financiamento e avaliação de imóveis

The investments of Caixas and Institutos de Aposentadoria e Pensões (CAP and IAP) in homes of Natal, between the decades of 1930-60, helped to boost up the local real estate market in consolidation at the time. Inserted in the first national policy on social housing in the country, these operations have demanded the creation of a wide qualified organizational structure, which would be from the "Central Offices" of Rio de Janeiro to the decentralized units of the federal states. The professionals linked to the Local Agencies have developed, on this matter, from activities related to the design and construction of residential complexes, to the daily study of financing proposals in isolated units. As from these studies, the evaluation of shelters was essential to the effectiveness of the policy, resulting in the production of data on the market value of the properties by observing and issuing judgments upon the living quarters of different social groups. Given these considerations, the aim here is to contribute to the understanding on how to operate these real estate actions in the legitimization of boundaries about the urban space and dwellings available to workers in Natal. Therefore, the views of the city and constructions expressed by the evaluating engineers in their technical reports have been taken as the focus. Being the main primary sources of work, these reports are part of the edifices process of CAP/IAP regarding Natal, whose content is systematized in the database "Enterprises", the HCUrb Research Group. In addition, there were used local newspapers at the time and interviews with professionals as complementary sources. It was found that, in general, the evaluations have configured – in a more everyday dimension of bureaucratic routines - a vehicle, among others, circulating ideas about "home" within the social security institutions, being imbued with assumptions historically constructed about the "modern habitat". Filled in loco, the reports expose the clash between modernizing ideals in vogue and clear limitations in the city scenario at the time. Fragmented images of the town are given to read through the labels assigned to the evaluated sites – these being coated of certain "scientific" character - which both legitimated and contributed to the dynamics of appreciation/depreciation of the soil and to the socio-spatial differentiation. Contradictions were evident in the endorsement given by the technicians when financing of admittedly precarious homes for insured disadvantaged categories at the local level - such as industrial workers - while strict regulations were imposed to new construction, designed, above all, to better paid categories. By identifying raters engineers as urban agents, members of a technical-focused operating system for safety and efficiency in the real estate investments of those authorities corporatist, it is desired the usefulness of further studies on these characters, their training, professional activity and participation in the construction of discourses and practices of intervention about the city and its buildings, discussing individual and grouped interests that were left behind.