Adições à proposta do modelo SUSEP de risco de mercado

Seguindo a tendência mundial de um melhor gerenciamento de riscos, o regulador do mercado de seguros brasileiro, após a implementação dos demais riscos, está em fase avançada de desenvolvimento de seu modelo para aferir o risco de mercado das seguradoras. Uma vez que as discussões cessem, as empresas serão forçadas a usar um modelo que, hoje, apresenta muitas falhas, gerando uma demanda de capital adicional de seus acionistas que pode levar algumas delas ao estado de insolvência. O principal objetivo deste estudo é analisar a adequação do modelo e subsidiar a discussão a fim de aperfeiçoar o modelo final, com análises comparativas com outros modelos no país e no mundo, estudo de cenários e visões do mercado. De modo geral, as análises feitas revelam problemas sérios no modelo, como necessidade de aporte de capital em empresas extremamente lucrativas e insuficiência de garantia de segurança pelo uso puro dos fatores de choque em detrimento a uma análise estocástica. Finalmente, são sugeridas algumas soluções para minimizar o efeito da inadequação do modelo e ainda algumas sugestões para melhoria do mesmo, de forma que os acionistas não sejam prejudicados, o regulador consiga administrar adequadamente os riscos e a sociedade seja beneficiada pela solidez das companhias em quem confiou seus riscos.

Aproveitamento de resíduos minerais na formulação de argamassas para a construção civil

Current environmental concerns include the excessive consumption and inefficient use of non-renewable natural resources. The construction industry is considered one of the largest consumers of natural raw materials, significantly contributing to the environmental degradation of the planet. The use of calcareous quarry (RPPC) and porcelain tile polishing residues (RPP) as partial replacements of the cement in mortars is an interesting alternative to minimize the exploration of considerably large amounts of natural resources. The present study aimed at investigating the properties of fresh and hardened mortars produced using residues to replace cement. The residues used were fully characterized to determine their specific mass, unitary mass, particle size distribution and morphology, and composition. The performance of the mortars was compared to that of reference compositions, prepared without residues. A total of 18 compositions were prepared, 16 using residues and 2 reference ones. The mortars were prepared using Portland CP II F 32 cement, CH I hydrated lime, river sand and tap water. The compositions of the mortars were 1:1:6 and 1:0.5:4.5 (vol%), and water to cement ratios of 1.87 and 1.45 were used, respectively. The mortars in the fresh state were evaluated by consistency index, water retention, density of mass and incorporated air content tests. In their hardened state, the mortars were evaluated by apparent mass density, modulus of elasticity, flexural tensile strength, compressive strength and water absorption by capillarity. The mortars were also analyzed by scanning electron microscopy, energy dispersive spectroscopy, X-ray diffraction and fluorescence. Finally, they were classified according to NBR 13281 standards. The mortars prepared using residues partially replacing the cement exhibited lower modulus of elasticity compared to the reference compositions, thus improving the performance in their intended use. On the downside, the water absorption by capillarity was affected by the presence of residues and both the tensile and compressive strength were reduced. However, from the overall standpoint, the replacement of cement by calcareous quarry or porcelain tile polishing residues did not result in significant changes in the properties of the mortars. Therefore, compositions containing these residues can be used in the construction industry

Uso de resíduo e de minerais de pegmatito da região do seridó RN e de argilas portuguesas em formulações de grês porcelanato

In the State Rio Grande do Norte, Brazil, the most significant deposits of minerals in the production of granite and pegmatite are Seridó region. Municipalities of Parelhas and Equador are the main responsible for the production of feldspar, quartz, kaolin and granite. The ceramic industries are always in search of competitiveness by investing in new products or improving existing techniques. The stoneware is a type of pottery that stands in the market because it presents technical and aesthetic characteristics superior to other existing products. Characteristics of the raw materials initially obtained with chemical analysis and mineralogical analysis are crucial in getting a product that satisfies the conditions in a manufacturing process and is, in principle, directly related to the firing cycle. This research aimed at developing new formulations for the mass production of ceramic stoneware. The raw materials initially characterized were feldspar, quartz, kaolin and granite. As part of the research was developed at the University of Aveiro, in Portugal, we used two clays used in the production of Portuguese ceramics. The raw material Brazilian and Portuguese and the final product, both in Portugal and Brazil, were analyzed for X-ray fluorescence, X-ray diffraction, granulometric analysis, dilatometric analysis, thermal analysis and analysis of scanning electron microscopy (MEV). The specimens prepared at the University of Aveiro (DECV) were sintered at 10000C and 12000C and the specimens prepared in UFRN were sintered at 10000C, 10500C, 11000C, 11500C, 12000C, 12500C and 13000C, but the best results and demonstrating the presence of the mineral mullite were at temperatures of 12000C, 12500C and 13000C. The results showed that the granite waste used may be considered raw material of excellent quality for use in the ceramic industry and coating floors and more accurately by the industry of stoneware. Physical and mechanical tests conducted on samples of the formulations F01 and F02 developed in UFRN showed a water absorption and mechanical strength suitable for the stoneware

Efeito da adição de cargas minerais leves na resistência mecânica de grautes para cimentação de poços offshore

The preparation of cement slurries for offshore well cementing involves mixing all solid components to be added to the mixing water on the platform. The aim of this work was to study the formulation of pre-prepared dry mixtures, or grouts, for offshore oilwell cementing. The addition of mineral fillers in the strength of lightweight grouts applied for depths down to 400 m under water depths of 500 m was investigated. Lightweight materials and fine aggregates were selected. For the choice of starting materials, a study of the pozzolanic activity of low-cost fillers such as porcelain tile residue, microsilica and diatomaceous earth was carried out by X-ray diffraction and mechanical strength tests. Hardened grouts containing porcelain tile residue and microsilica depicted high strength at early ages. Based on such preliminary investigation, a study of the mechanical strength of grouts with density 1.74 g/cm3 (14.5 lb/gal) cured initially at 27 °C was performed using cement, microsilica, porcelain tile residue and an anti-foaming agent. The results showed that the mixture containing 7% of porcelain tile residue and 7% of microsilica was the one with the highest compressive strength after curing for 24 hours. This composition was chosen to be studied and adapted for offshore conditions based on testes performed at 4 °C. The grout containing cement, 7% of porcelain tile residue, 7% of active silica and admixtures (CaCl2), anti-foaming and dispersant resulted satisfactory rheology and mechanical strength after curing for 24 hours of curing

Farinha de resíduos da indústria de filetagem de tilápias como fonte de proteína e minerais para alevinos de tilápia-do-nilo (Oreochromis niloticus)

Neste trabalho, objetivou-se avaliar a utilização da farinha de resíduos da indústria de filetagem de tilápias (FR) como fonte de proteína e de minerais em rações práticas na alimentação de alevinos de tilápia do Nilo. Foram utilizados 120 alevinos de tilápias do Nilo com peso e comprimento iniciais de 0,58 ± 0,05 g e 3,49 ± 0,09 cm, respectivamente, distribuídos em 24 aquários com capacidade para 30 L, em um delineamento inteiramente casualisado, com quatro tratamentos e seis repetições. Os peixes foram alimentados com rações contendo 30% de proteína digestível e 3.000 kcal de energia digestível/kg, de acordo com os seguintes tratamentos: CO - ração à base de milho e farelo de soja, sem suplementação de fósforo; FB - ração à base de milho e farelo de soja, com fosfato bicálcico; FB + FR - ração à base de milho e farelo de soja, suplementada com fosfato bicálcico (50%) e farinha de resíduos (50%); FT - ração à base de milho e farelo de soja, suplementada com farinha de resíduos. Ao final do experimento, os melhores resultados de desempenho foram observados nos animais que receberam suplementação de P. Quanto às características de carcaça, os animais que receberam a ração CO apresentaram maior teor de gordura corporal e menores teores de cinzas, Ca e P. A FR pode ser utilizada em rações para alevinos de tilápia do Nilo como fonte de P, sem prejuízos no desempenho e na composição corporal.

Suplementação da dieta de codornas com minerais nas formas orgânicas sobre o desempenho e a qualidade dos ovos

Foram realizados três experimentos com o objetivo de avaliar o efeito da suplementação de minerais na forma orgânica na dieta de codornas japonesas na fase de postura sobre o desempenho e a qualidade de ovos das aves. Os níveis de minerais utilizados por kg de ração, para cada experimento, foram: controle, 0,35, 0,70 e 1,05mg de Se orgânico (experimento 1); controle, 50, 100 e 150mg de Zn orgânico (experimento 2) e controle, 60, 120 e 180mg de Mn orgânico (experimento 3). As aves foram distribuídas em delineamento inteiramente ao acaso, sendo oito aves por parcela e seis repetições por tratamento. Foram avaliadas as características de desempenho - consumo diário de ração, peso dos ovos, porcentagem de postura, conversão alimentar por massa de ovos e por dúzia de ovos e viabilidade - e qualidade dos ovos - unidade Haugh, índice gema, porcentagens de casca, albúmen e gema, espessura de casca e gravidade específica. O Zn orgânico suplementado à dieta melhorou o desempenho das aves e a qualidade dos ovos, o Mn orgânico melhorou a qualidade da casca e reduziu o peso dos ovos e o Se não apresentou efeitos sobre as características avaliadas.

Exigências de minerais para cabras SRD durante a gestação: cálcio e fósforo

Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)

Utilização de modelos matemáticos para estimar a retenção de minerais em cabras durante a gestação

O trabalho foi realizado com o objetivo de estimar a retenção de elementos minerais durante a gestação de cabras com um ou dois fetos, utilizando-se diferentes modelos matemáticos. A estimativa de retenção foi baseada na diferença entre o total de cada mineral depositado no feto, útero, membranas, fluídos fetais e glândula mamária dos animais nas diferentes etapas da gestação e o total de cada mineral armazenado nas cabras vazias, utilizando-se os modelos de predição: ln Y = A - B e -C X ; Y = A e B X e ln Y = A + Bx + Cx², em que x = tempo de gestação. Comparando-se a estimativa com os valores reais obtidos, verificou-se que o modelo proposto ln = A+Bx+Cx², explicou com coerência e precisão o comportamento biológico da retenção de minerais durante todas as fases da gestação.

Exigências de minerais para cabras durante a gestação: Na, K, Mg, S, Fe e Zn

O trabalho foi realizado com o objetivo de estimar a retenção e a exigência líquida dos minerais Na, K, Mg, S, Fe e Zn durante a gestação de cabras com um ou dois fetos. A estimativa de retenção foi baseada na diferença entre o total de cada mineral depositado no feto, útero, membranas, fluídos fetais e glândula mamária dos animais nas diferentes etapas da gestação e o total de cada mineral armazenado nas cabras vazias, utilizando-se o modelo de predição ln=A+Bx+Cx2, em que x=tempo de gestação. Os conteúdos de Na, K, Mg, S, Fe e Zn, durante as gestações de um e dois fetos foram de: 13,2 e 21,4 mg; 13,3 e 21,3 g; 2,1 e 3,7 mg; 5,5 e 9,3 mg; 575,5 e 981,0 mg; 112,6 e 164,7 mg nas gestações, resultando em exigências líquidas diárias de 0,13 e 0,11 g; 0,21 e 0,31 g; 0,06 e 0,11g; 0,17 e 0,21 g; 22,94 e 40,51 mg; 2,63 e 2,78 mg, respectivamente.

DEFICIÊNCIAS MINERAIS NO CULTIVAR DE ALGODÃO IAC-22

Conselho Nacional de Desenvolvimento Científico e Tecnológico (CNPq)

Efeito de adições poliméricas na aderência de pastas de cimento a tubos metálicos após ciclagem térmica

Thermal recovery methods, especially steam injection, have been used to produce heavy oils. However, these methods imply that the metallic casing-cement sheath interface is submitted to thermal cycling. As a consequence, cracking may develop due to the thermal expansion mismatch of such materials, which allows the flow of oil and gas through the cement sheath, with environmental and economical consequences. It is therefore important to anticipate interfacial discontinuities that may arise upon Thermal recovery. The present study reports a simple alternative method to measure the shear strength of casing-sheath interfaces using pushthrough geometry, applied to polymer-containing hardened cement slurries. Polyurethane and recycled tire rubber were added to Portland-bases slurries to improve the fracture energy of intrinsically brittle cement. Samples consisting of metallic casing sections surrounded by hardened polymer-cement composites were prepared and mechanically tested. The effect of thermal cycles was investigated to simulate temperature conditions encountered in steam injection recovery. The results showed that the addition of polyurethane significantly improved the shear strength of the casing-sheath interface. The strength values obtained adding 10% BWOC of polyurethane to a Portland-base slurry more than doubled with respect to that of polyurethane-free slurries. Therefore, the use of polyurethane significantly contributes to reduce the damage caused by thermal cycling to cement sheath, improving the safety conditions of oil wells and the recovery of heavy oils

Avaliação mecânica e microestrutural de compósitos de poliéster com adição de cargas minerais e resíduos industriais

With the current growth in consumption of industrialized products and the resulting increase in garbage production, their adequate disposal has become one of the greatest challenges of modern society. The use of industrial solid residues as fillers in composite materials is an idea that emerges aiming at investigating alternatives for reusing these residues, and, at the same time, developing materials with superior properties. In this work, the influence of the addition of sand, diatomite, and industrial residues of polyester and EVA (ethylene vinyl acetate), on the mechanical properties of polymer matrix composites, was studied. The main objective was to evaluate the mechanical properties of the materials with the addition of recycled residue fillers, and compare to those of the pure polyester resin. Composite specimens were fabricated and tested for the evaluation of the flexural properties and Charpy impact resistance. After the mechanical tests, the fracture surface of the specimens was analyzed by scanning electron microscopy (SEM). The results indicate that some of the composites with fillers presented greater Young s modulus than the pure resin; in particular composites made with sand and diatomite, where the increase in modulus was about 168 %. The composites with polyester and EVA presented Young s modulus lower than the resin. Both strength and maximum strain were reduced when fillers were added. The impact resistance was reduced in all composites with fillers when compared to the pure resin, with the exception of the composites with EVA, where an increase of about 6 % was observed. Based on the mechanical tests, microscopy analyses and the compatibility of fillers with the polyester resin, the use of industrial solid residues in composites may be viable, considering that for each type of filler there will be a specific application

Tensão superficial estática de soluções aquosas com óleos minerais e vegetais utilizados na agricultura

O trabalho teve como objetivo avaliar a tensão superficial estática de soluções aquosas com formulações de óleos minerais e vegetais emulsionáveis utilizados como adjuvantes na agricultura. Os óleos minerais e vegetais, quando adicionados aos produtos fitossanitários, podem imprimir características desejáveis à calda de pulverização, como reduzir a tensão superficial em soluções aquosas, possibilitar maior contato da calda com a superfície vegetal ou reduzir o potencial de deriva durante as pulverizações. Foram testados os seguintes produtos comerciais: óleos minerais (Assist, Attach, Dytrol, Iharol, Mineral Oil, Spinner, Sunspray-E e Triona) e óleos vegetais (Agrex'oil Vegetal, Crop Oil, Natur'l Óleo, Óleo Vegetal Nortox e Veget Oil), todos com registro de uso na agricultura. A tensão superficial das soluções aquosas foi avaliada em 11 concentrações para cada produto (0,025; 0,05; 0,1; 0,25; 0,5; 0,75; 1,0; 1,5; 2,0; 2,5 e 3,0% v/v). Essa propriedade dos óleos minerais e dos óleos vegetais foi estimada medindo-se a massa das gotas formadas na extremidade de uma bureta. Ao conjunto de dados obtidos para cada produto, na avaliação da tensão superficial, foram determinadas as análises de variância e de regressão, ajustando-se os dados ao Modelo de Mitscherlich. Entre os óleos minerais, destacaram-se os produtos: Assist, Dytrol, Iharol e Mineral Oil por apresentarem as menores tensões superficiais mínimas estimadas pelo Modelo, respectivamente, 29,255; 28,442; 26,097 e 28,584 mN m-1. Os óleos vegetais que apresentaram os menores valores de tensão superficial mínima estimados pelo Modelo, foram: Agrex' oil Vegetal (27,716 mN m-1), Natur'l óleo (28,216 mN m-1), Veget Oil (27,308 mN m-1) e Crop Oil (29,964 mN m-1).

Flotação por ar dissolvido para os minerais quartzo e feldspato utilizando coletores catiônicos

The pegmatite rocks in Rio Grande do Norte are responsible for much of the production of industrial minerals like quartz and feldspar. Quartz and feldspar are minerals from pegmatite which may occur in pockets with metric to centimetric dimensions or as millimetric to sub millimetric intergrowths. The correct physical liberation of the mineral of interest, in case of intergrowths, requires an appropriate particle size, acquired by size reduction operations. The method for treating mineral which has a high efficiency fines particles recovery is flotation. The main purpose of the present study is to evaluate the recovery of quartz and potassium feldspar using cationic diamine and quaternary ammonium salt as collectors by means of dissolved air flotation DAF. The tests were performed based on a central composite design 24, by which the influence of process variables was statistically verified: concentration of the quaternary ammonium salt and diamine collectors, pH and conditioning time. The efficiency of flotation was calculated from the removal of turbidity of the solution. Results of maximum flotation efficiency (60%) were found in the level curves, plotted in conditions of low concentrations of collectors (1,0 x 10-5 mol.L-1). These high flotation efficiencies were obtained when operating at pH 4 to 8 with conditioning time ranging from 3 to 5 minutes. Thus, the results showed that the process variables have played important roles in the dissolved air flotation process concerning the flotability of the minerals.

Uso do GPR na geração de modelos estáticos 3D para o planejamento de lavra de minerais pesados depositados em dunas eólicas

This project was developed as a partnership between the Laboratory of Stratigraphical Analyses of the Geology Department of UFRN and the company Millennium Inorganic Chemicals Mineração Ltda. This company is located in the north end of the paraiban coast, in the municipal district of Mataraca. Millennium has as main prospected product, heavy minerals as ilmenita, rutilo and zircon presents in the sands of the dunes. These dunes are predominantly inactive, and overlap the superior portion of Barreiras Formation rocks. The mining happens with the use of a dredge that is emerged at an artificial lake on the dunes. This dredge removes sand dunes of the bottom lake (after it disassembles of the lake borders with water jets) and directs for the concentration plant, through piping where the minerals are then separate. The present work consisted in the acquisition external geometries of the dunes, where in the end a 3D Static Model could be set up of these sedimentary deposits with emphasis in the behavior of the structural top of Barreiras Formation rocks (inferior limit of the deposit). The knowledge of this surface is important in the phase of the plowing planning for the company, because a calculation mistake can do with that the dredge works too close of this limit, taking the risk that fragments can cause obstruction in the dredge generating a financial damage so much in the equipment repair as for the stopped days production. During the field stages (accomplished in 2006 and 2007) topographical techniques risings were used with Total Station and Geodesic GPS as well as shallow geophysical acquisitions with GPR (Ground Penetrating Radar). It was acquired almost 10,4km of topography and 10km of profiles GPR. The Geodesic GPS was used for the data geopositioning and topographical rising of a traverse line with 630m of extension in the stage of 2007. The GPR was shown a reliable method, ecologically clean, fast acquisition and with a low cost in relation to traditional methods as surveys. The main advantage of this equipment is obtain a continuous information to superior surface Barreiras Formation rocks. The static models 3D were elaborated starting from the obtained data being used two specific softwares for visualization 3D: GoCAD 2.0.8 and Datamine. The visualization 3D allows a better understanding of the Barreiras surface behavior as well as it makes possible the execution of several types of measurements, favoring like calculations and allowing that procedures used for mineral extraction is used with larger safety