26 resultados para Insurable interest

em BORIS: Bern Open Repository and Information System - Berna - Suiça


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Networks are known to improve performance and create synergies. A research network can provide a significant advantage for all parties involved in research in surgery by systematically tracking the outcome of a huge number of patients over a long period of time. The aim of the present study was to investigate the experiences of surgeons with respect to research activities, to evaluate the opinions of surgeons with regard to the development of a national network for research in the field of surgery in Switzerland and to obtain data on how such a network should be designed.

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The influence of climate change on storm surges including increased mean sea level change and the associated insurable losses are assessed for the North Sea basin. In doing so, the newly developed approach couples a dynamical storm surge model with a loss model. The key element of the approach is the generation of a probabilistic storm surge event set. Together with parametrizations of the inland propagation and the coastal protection failure probability this enables the estimation of annual expected losses. The sensitivity to the parametrizations is rather weak except when the assumption of high level of increased mean sea level change is made. Applying this approach to future scenarios shows a substantial increase of insurable losses with respect to the present day. Superimposing different mean sea level changes shows a nonlinear behavior at the country level, as the future storm surge changes are higher for Germany and Denmark. Thus, the study exhibits the necessity to assess the socio-economic impacts of coastal floods by combining the expected sea level rise with storm surge projections.

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Is it possible to elicit reliable assessment from an assessor having a conflict of interest (e.g. a professor that writes a recommendation letter for a formal PhD student)? We propose an experimental test and show that compared to a not-incentivized assessment, a promise to give a truthful assessment reduces misreporting to the same extent as an incentivized assessment (i.e. when the assessor gains higher payoff if the assessment is correct).