Paraguay: a housing finance proposal for middle- to low-income groups

The construction and ownership of homes is fundamental to economic development, the generation of wealth and the formation of the middle class. Although a number of studies have been conducted and programmes implemented in recent decades, there remains a significant housing deficit in Paraguay and Latin America, indicating that such programmes have been unsuccessful. For families unable to document a steady income, the main obstacle to homeownership is often financing. This paper aims to demonstrate the economic and financial feasibility —provided there is sufficient political will and coordination between public and private entities— of a project to build 75,000 homes for 300,000 people (4.5% of the Paraguayan population) with middle to low incomes. The median household income in this segment, for which there is a significant shortage of decent housing, is US$ 396.50. A maximum of US$ 63.44 per month may be set aside for housing costs.

Mortgage loans and access to housing for low-income households in Latin America

Includes bibliography

Institutional requirements for market-led development in Latin America

Includes bibliography

Aspectos críticos del financiamiento de viviendas para los sectores de bajos ingresos

Sostiene la necesidad de armonizar las políticas del Estado y del tercer sector para mejorar el financiamiento requerido para dar satisfacción a las necesidades habitacionales de los sectores de ingresos bajos en Argentina.

Finance for development: Latin America in comparative perspective

Includes bibliography

Transnational banks and the external finance of Latin America: the experience of Peru

Includes bibliography

The repercussions of the crisis on the countries of Latin America and the Caribbean. Second Meeting of Ministers of Finance of the Americas and the Caribbean

Includes bibliography

Patterns of penetration of ICT goods and services in Latin American and Caribbean households: analysis based on data from national population and housing censuses, round 2000

Includes bibliography

Possible transmission of adverse shocks from the recent financial crisis to Central America through trade finance

Includes Bibliography

International finance and Caribbean development

Includes bibliography

Sustainable development of human settlements: achievements and challenges in housing and urban policy in Latin America and the Caribbean

Includes bibliography

The role of the state and public finance in the next generation

Incluye Bibliografía

The housing problem in Latin America in relation to structural development factors

Includes bibliography