33 resultados para Mortgage fraud
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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)
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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)
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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)
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Conselho Nacional de Desenvolvimento Científico e Tecnológico (CNPq)
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Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)
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Pós-graduação em Ciência da Informação - FFC
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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)
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This article analyzes the structural crisis of capitalism that began when the speculative home mortgage bubble burst in the United States in 2007, and the repercussions of that phenome- non. The current crisis is the outcome of a series of processes unleashed as a result of the crisis of overaccumulation of capital in the 1970s, which generated, on the one hand, the conditions for financial capital’s dominance and, on the other, a new frontier for the accumulation of cap- ital in East Asia, especially in China. The crisis calls into question the centrality of the North American economy, but that does not necessarily mean the shift of capitalism’s hegemonic cen- ter to Asia. Here we will argue that we are headed toward a multipolar world.
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Pós-graduação em Direito - FCHS
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Between December 2007 and June 2009 the United States witnessed 18 months of recession that became known as the subprime crisis. Beginning in the housing market, the crisis moved into the banking and financial markets and spread throughout the entire economy through a domino effect, affecting the majority of other businesses. A major reflection of this was the large rise in unemployment rates due to business slashing jobs in an attempt to preserve cash. Although the crisis has officially ended, the unemployment rate reached over 10% in 2010 in the United States. American's continue to seek new jobs in a very difficult employment market, while attempting to manage the family household budget. American household income, which decreased either by pay cuts, job loss, and the effects of inflation, leads the majority of Americans to declare that the crisis had not yet ended. The crisis has spread to the world in varying degrees. Brazil was one of the countries least affected due to government policies and the large amount of foreign exchange. Although the crisis has affected Brazil only slightly, we will show how it reached this country and how the government solved this problem. This research paper will explain how the subprime crisis began, how it manifested itself in the U.S. economy and throughout the population. Also, it will show the crisis’ effects in Brazil and show some statements from Americans with their respective views and their experiences relative to the crisis
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Automatic video surveillance system has been a frequent topic of research due to the large number of promising applications. In this research, we developed a tracking and counting people system, as well as suspicious activities detector. The model tracks individual objects as they pass through the field of vision of the camera using vision algorithms to classify the activities of each person, and according to this features, detect dangerous situations. This dissertation includes a review of several techniques trying to develop a robust and low computacional costs system to be used in glass door barrier turnstiles avoiding fraud
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Means for milk, not otherwise specified, the product from complete and uninterrupted milking , in a hygienic, healthy cows, well fed and rested. The milk of other animals must be called according to origin of species. One of the main characteristics that defined the milk is the set of their sensory characteristics, and the main flavor. The control of milk quality in Brazil has been an important factor for the consolidation of the entire production chain, passing necessarily by the dairy industry. The production of milk with good quality guarantees, of course, food safety for consumers. The measures to obtain milk begin on the property, in carrying out correct procedures for milking, storage and transportation of the product also in the dairy. Later, in the laboratory evaluation of physicochemical properties, research fraud, and microbiological examinations. Finally, measures of health education are need for producers to become aware of the economic benefits by obtaining a better quality milk. The objective of this review is to emphasize the importance of using diagnostic procedures methods for the control of mastitis and consequently obtain better Milk quality
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The use of physical characteristics for human identification is known as biometrics. Among the many biometrics traits available, the fingerprint is the most widely used. The fingerprint identification is based on the impression patterns, as the pattern of ridges and minutiae, characteristics of first and second levels respectively. The current identification systems use these two levels of fingerprint features due to the low cost of the sensors. However, the recent advances in sensor technology, became possible to use third level features present within the ridges, such as the perspiration pores. Recent studies show that the use of third-level features can increase security and fraud protection in biometric systems, since they are difficult to reproduce. In addition, recent researches have also focused on multibiometrics recognition due to its many advantages. The goal of this research project was to apply fusion techniques for fingerprint recognition in order to combine minutia, ridges and pore-based methods and, thus, provide more robust biometrics recognition systems, and also to develop an automated fingerprint identification system using these three methods of recognition. We evaluated isotropic-based and adaptive-based automatic pore extraction methods, and the fusion of pore-based method with the identification methods based on minutiae and ridges. The experiments were performed on the public database PolyUHRF and showed a reduction of approximately 16% in the EER compared to the best results obtained by the methods individually
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The search for more reliable security systems and information management of these systems is leading to a growing progress in new technologies investments that allow the implementation of equipment with a high level of reliability, but also have an agile and practical operation. This led people to turn increasingly looking for home automation systems, enterprise and industry for the automation and integration of their systems. The identification by radio frequency is very widespread today for ensuring both agility in handling records data, the reliability of their identification systems, which are increasingly advanced and less susceptible to fraud. Attached to this technology, the use of the database is always very important for the storage of information collected, the area where the MySQL platform is widely used. Using the open source Arduino platform for programming and manipulation of RFID module and LabVIEW software for the union of all these technologies and to develop a user-friendly interface, you can create a highly reliable access control and agility places a high turnover of people. This project aims to prove the advantages of using all these technologies working together, thus improving a flawed system effectively safety, cheaper and quicker
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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)