33 resultados para Crédito Comercial
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Na conjuntura atual, eliminação de custos, satisfação dos clientes e aumento da produtividade é algo, no mínimo, desejável para as organizações. Exatamente neste viés, a presente pesquisa aborda a utilização de técnicas e filosofias amplamente abordadas e difundidas em gestão de operações; porém, em vez de usá-las isoladamente, propõe-se sua utilização conjunta. Neste contexto, integram-se o Mapeamento de Processos, a Gestão da Capacidade, a Teoria das Restrições (TOC) e o Empowerment. Por meio de entrevistas junto aos funcionários, da coleta de dados e da observação direta do processo produtivo, foi possível mapear os processos, definir as capacidades, identificar os gargalos, levantar o nível de maturidade dos funcionários e propor soluções por meio da aplicação do Empowerment. Como resultado, contatou-se a possibilidade de melhoria no sistema de concessão de créditos da empresa pesquisada (Banco), possibilitando um aumento da produtividade em 27,78% e uma redução de custos da ordem de 4,5 milhões de reais.
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Considerando que o Brasil detém uma vasta gama de matérias-primas para produção de biodiesel, e também que há a possibilidade de produção em pequena escala, prima-se por estudos de cunho econômico a partir de metodologias de fácil execução. O objetivo do trabalho foi demonstrar uma metodologia e sua aplicação para avaliação dos custos inseridos dentro do processo produtivo e de utilização do biodiesel. A metodologia foi aplicada a biodieseis originários de óleo de soja, girassol, frango e sebo bovino, dos quais se avaliaram economicamente os custos fixos e variáveis para conversão química dos óleos e gorduras em ésteres metílicos, em uma planta de produção experimental. Os custos de produção para cada uma das quatro citadas são distintos em função do valor inicial por litro de cada uma. Também fora avaliado o custo específico e o consumo específico de cada um dos biodieseis, a fim de determinar a diferença em relação ao óleo diesel comercial. No estudo de caso, os resultados mostraram vantagens para o óleo diesel, tanto no custo quanto no consumo. Comparando-se os biodieseis, o de sebo bovino apresentou-se com o menor custo de produção e o menor consumo.
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Fazemos uma releitura dos estudos empíricos sobre empresas multinacionais (EMNs) e comércio exterior no Brasil a partir dos modelos teóricos e empíricos de comércio internacional com firmas multinacionais. Percebe-se que aqueles estudos não examinam como características econômicas do país (Brasil) condicionaram a emergência e tipo das EMNs e, assim, seus respectivos impactos sobre comércio exterior. Conseguem isolar, nas análises de impacto comercial, evidências dos serviços tecnológicos das estrangeiras, relativamente às domésticas do mesmo setor, mas não examinam se essas firmas se concentraram ou não em atividades com vantagens comparativas no país, o que seria crucial para determinar seu impacto comercial comparativo.
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Welding in the dentistry has been used for great part of the specialized dentist-surgeons in the implants area to solve prosthesis supported by implant adaptation problems. The development of new equipments Laser and TIG allowed a larger use of these processes in the prosthesis production. In this work, it was studied welded joints made by Laser and TIG, using commercial purity titanium, cpTi, applied in prosthesis supported by implants. The weld characterizations were carried out by light microscopy, EDS_elementary mapping, microhardness and tensile test. Through metallographic characterization, the weld bead presented a martensitic microstructure in the Laser welding process, originated from shear provoked by deformations in the lattice. This caused structural changes of the transformed area, which determines a fine plate-like morphology. In the weld bead from TIG, besides presenting higher hardness, was observed formation of Widmansttaten structure, which is characteristic of a geometric model, resulted of new phase formation along of the crystallographic plans. The martensitic structure is more refined than Widmansttaten structure, due to the high-speed cooling (10(3)degrees C/s) imposed by the Laser process.
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Cultivars with high yield, adaptability and desirable technological characteristics are a must. The objective of this work was to evaluate agronomic and technologic characters of common bean genotypes from carioca commercial group. Genotypes were cultivated in water growing season, in 2001 and 2002. The experimental design was by randomized blocks with 29 genotypes and four replications. The IAC-Carioca, FT-Bonito, Rudá, Porto Real, CNFC 8008, CNFC 8011, CNFC 8012, CNFC 8013 and CNFC 8156 genotypes yielded above the average. The genotypes IAC-Carioca, CNFC 8012 and CNFC 8156 presented the best results with 3,000 kg ha-1 and 20 minutes cooking time.
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This article turns on the importance of the small coffee production in the coffee complex economy between 1890 and 1914. We argue here the relations of work, the forms of financing and the way as the small coffee production inserts itself in this universe. We use as priority sources the employment contracts that involved the formation and/or the treatment of coffee trees and the Writes of mortgage debts, both recorded in Notarial Books, documents not used by historiography in a systematical way. We turns our look for a region marked predominantly for small and the middle producing farms of coffee, observing the dynamics of the accumulation in a period of expansion and crisis of the coffee economy.
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CAE is caused by a lentivirus. The animals are mainly infected when taking contaminated colostrums and/or milk. This study proposed a CAE control strategy without sacrificing contaminated mothers. Thirty-nine female kids, born to CAE seropositive mothers were isolated from their mothers at birth and fed heat-treated colostrums and pasteurized milk from seronegative goats up to two months of age. All kids were submitted to three-monthly serological tests from birth to 12 months; seropositives were segregated from the herd. The control group consisted of 12 kids born to seropositive mothers that remained with their mothers. Diagnosis was the same, but seropositve animals were not segregated. At the end of 12 months, 34 (87%) animals from the experimental group remained seronegative with 76% to 98% confidence limits; in control group animals, the accumulated negativity rate was 17%, with 0% and 38% confidence limits. These results show that the proposed plan is viable to assure disease control in contaminated herds and that without it contamination can pass to animals born to infected goats.
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The use of culture media produced with commercial fertilizers can represent a simple and low cost alternative for commercial orchid propagation. The aim of this study was to evaluate the in vitro growth of plantlets of Cattleya trianaei in culture medium MS reduced and and formulated with Peters® NPK 10-30-20 in different doses. 90 day-old plantlets with two leaflets were submitted to five treatments (T1 - reduced MS; T2 - Peters® 1 g L -1; T3 - Peters® 2 g L-1; T4 - Peters® 3 g L -1 and T5 - Peters® 5 g L-1) arranged in a completely randomized design with five replicates with 25 plantlets for each treatment and incubated during 180 days, with subcultures at each 60 days, when the number of roots, root length, number of leaves, shoot length and shoot fresh matter were evaluated. The simplified culture medium with fertilizer Peters® 3 g L -1 presented results statistically different as for the number of roots, number of leaves, shoot length and shoot fresh matter and it can be recommended for in vitro growth of this ornamental orchid.
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This paper aims to highlight the state of the art of obtaining carbon credits through the use of electric vehicles. This is one of the solutions to significantly reduce the emission of GHG (Greenhouse Gas) emissions in the case of CO 2, NOx, SOx, and CH 4 (thermochemical reactions arising from the combustion of gasoline with ethanol) in motor vehicles. For this quantitative study was done based on the survey of bibliographic data available and the development of basic calculations considering the car fleet of the Country of Brazil and the CO 2 emissions generated by the same. Thus explaining the considerable gain in air quality and reduction of vectors of greenhouse gases in the case of replacing the current fleet of vehicles combustion of hydrocarbon aliphatic chain, for an eco-efficient fleet consists of electric vehicles and/or hybrids.
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The objective of this work was to evaluate the agronomic performance and grain quality, especially the grain technological characteristics in the common bean genotypes, cultivated in winter-spring season. The experiment was carried out in Jaboticabal-SP, in a Rhodic Hapludox. The experimental design was a randomized block with 17 treatments (genotypes) with three replications. The plots had been composed for 17 carioca common bean group genotypes (Pérola, BRS Cometa, BRS Pontal, IPR Juriti, CNFC 10703, CNFC 10713, CNFC 10716, CNFC 10721, CNFC 10729, CNFC 10733, CNFC 10742, CNFC 10753, CNFC 10757, CNFC 10758, CNFC 10762, CNFC 10763 and CNFC 10813). BRS Pontal and CNFC 10716 showed simultaneously the higher number of per plant and grain yield. The technological characteristics more expressive was verified in CNFC 10703, CNFC 10713, CNFC 10758, CNFC 10813 and CNFC 10716 genotypes, principally about the protein content, cooking time and grain hydration capacity. The CNFC 10716 genotype detached as promissory, because their elevated agronomic performance and satisfactory technological characteristics.
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Conselho Nacional de Desenvolvimento Científico e Tecnológico (CNPq)
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Pós-graduação em Ciências Sociais - FFC
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Pós-graduação em Medicina Veterinária - FMVZ
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Pós-graduação em Medicina Veterinária - FMVZ