3 resultados para Classification of Documentary Credit

em Universitätsbibliothek Kassel, Universität Kassel, Germany


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As a result of the drive towards waste-poor world and reserving the non-renewable materials, recycling the construction and demolition materials become very essential. Now reuse of the recycled concrete aggregate more than 4 mm in producing new concrete is allowed but with natural sand a fine aggregate while. While the sand portion that represent about 30\% to 60\% of the crushed demolition materials is disposed off. To perform this research, recycled concrete sand was produced in the laboratory while nine recycled sands produced from construction and demolitions materials and two sands from natural crushed limestone were delivered from three plants. Ten concrete mix designs representing the concrete exposition classes XC1, XC2, XF3 and XF4 according to European standard EN 206 were produced with partial and full replacement of natural sand by the different recycled sands. Bituminous mixtures achieving the requirements of base courses according to Germany standards and both base and binder courses according to Egyptian standards were produced with the recycled sands as a substitution to the natural sands. The mechanical properties and durability of concrete produced with the different recycled sands were investigated and analyzed. Also the volumetric analysis and Marshall test were performed hot bituminous mixtures produced with the recycled sands. According to the effect of replacement the natural sand by the different recycled sands on the concrete compressive strength and durability, the recycled sands were classified into three groups. The maximum allowable recycled sand that can be used in the different concrete exposition class was determined for each group. For the asphalt concrete mixes all the investigated recycled sands can be used in mixes for base and binder courses up to 21\% of the total aggregate mass.

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This paper uses the data of 1338 rural households in the Northern Mountainous Region of Vietnam to examine the extent to which subsidised credit targets the poor and its impacts. Principal Component Analysis and Propensity Score Matching were used to evaluate the depth of outreach and the income impact of credit. To address the problem of model uncertainty, the approach of Bayesian Model Average applied to the probit model was used. Results showed that subsidised credit successfully targeted the poor households with 24.10% and 69.20% of clients falling into the poorest group and the three bottom groups respectively. Moreover, those who received subsidised credit make up 83% of ethnic minority households. These results indicate that governmental subsidies are necessary to reach the poor and low income households, who need capital but are normally bypassed by commercial banks. Analyses also showed that ethnicity and age of household heads, number of helpers, savings, as well as how affected households are by shocks were all factors that further explained the probability at which subsidised credit has been assessed. Furthermore, recipients obtained a 2.61% higher total income and a 5.93% higher farm income compared to non-recipients. However, these small magnitudes of effects are statistically insignificant at a 5% level. Although the subsidised credit is insufficient to significantly improve the income of the poor households, it possibly prevents these households of becoming even poorer.