Rural Transformation in Kerala

This study is an attempt to present an integrated picture of the economic changes that have taken place in the rural economy of Kerala. Its limited purpose is to draw the attention of researchers and policymakers to an important but neglected dimension in rural analysis and planning.The thesis aims to identify changes in income, employment-and population. and analyses the structural change in land ownership and other assets of the rural population. The thesis also studies the changes in agriculture, especially with reference to land use and cropping pattern and examines the extend of rural indebtedness. These aspects are studied with reference to three Panchayats - Thazhava, Pananchery, Muttil – which are taken as case studies.

Receivable Management in Non Banking Finance Companies with Special Reference to Vehicle Financing

In the absence of entry barrier or regulatory restrictions, Non Banking Financial Companies frantically grew and accessed the public deposit without any regulatory control. The deposit of NBFCs grew from Rs. 41.9 crore in 1971 to 53116.0 crore in 1997. This growth was the result of a combined effect of increase in the number of NBFCs and increase in the amount of deposits. The deposits amazed as above was invested in various assets especially that in motor vehicles by these asset financing NBFCs. Various tactics were adopted by these NBFCs and their agents for recovering the receivable outstanding from such assets. Both central government and RBI were concerned about the protection of depositors‘ interest and various committees were set up to frame a comprehensive regulation for the functioning of these NBFCs.

Wave Height Ano Speotral Transformation In The Shallow Waters Of Kerala Ooast And Their Preoiotion

There are basically two methods for prediction of shallow water waves, viz. the graphical method and the numerical method. The numerical methods are being widely used, now—a—days, because they are fast, accurate and are especially useful when the prediction over a large spatial frame is required. Practically little has been done on the development of numerical models for the prediction of height and spectral transformation of waves as applicable to our coasts. Synchronized deep and shallow water wave measurements which are essential for study of wave transformation are very much lacking for our coasts. Under these circumstances, a comprehensive study of the wave transformation in the shallow waters of our coast was felt very important and is undertaken in the present investigation.