"A Study Of The Performance Of The "Jeevan Saathi" And "Jeevan Mitra” Policies Offered By The L.I.C."

The main benefit of Jeevan Saathi policy is that, it is a joint life policy which covers the life of both husband and wife under a single policy. And they also get double benefit if any one of them dies during the term of the policy. The Jeevan Mitra policy is a single life policy, the main advantage of which is that the dependents get double benefit in case of normal death and triple benefit in case of accidental death during the term of policy. so both the policies have their own attractions but when compared with the annual sales of other policies, the additional increase in the sales of these policies are decreasing. It is a fact finding study concerned with market performance of these two policies by conducting a survey among the Jeevan Saathi and Jeevan Mitra policy holders, and a thorough analysis of the various information or data collected from them. This study is an attempt to present an integrated picture of the main features of the policy holders who have bought these policies, the major factors responsible for making them purchase these policies, the various difficulties faced by them at present and further modification needed in the plans of these policies according to the opinion of policy holders. For increasing accuracy of the conclusions, information is also collected from Agents and Development Officers by using interview schedule. The main purpose of this study is to draw attention of LIC to introduce new plans of policies taking into consideration the drawbacks or defects of the existing policies and present needs of policy holders. It will also help to make new plans in order to suit the needs of more people who want to buy life insurance policies

”Public Health Protection through Air Quality Controls”

Health is an important aspect of everybody’s life. Today, there is an increasing recognition and commitment to the pursuit of health both within government and beyond. Any attempt on the part of the " State to protect and promote people’s health, in turn, must be accompanied by effective controls on air quality, as air constitutes ‘ one of the important elements of man’s life and the consequences of air pollution covers a very wide spectrum ranging from material ---damage to personal discomfort and illness. The broad social and economic objectives adumbrated in the Directive Principles of State Policy including the commitment to improve public health underlying in Article 47 and the obligation to preserve and protect-the natural environment cast under Article 48A of the Constitution are being used as versatile weapons by the State to regulate the public health scenario. Preservation and maintenance of air quality is a significant area within the sphere of public health, where the regulatory arm of the law is not adequately touched and in this arena urgent State intervention through legislative and administrative action is called for in the well-being of the society. Judiciary also plays a pivotal role in this arena in the larger interest of the society and for the benefit of the present and future generations. The research study is an attempt to analyze how far the existing legal system, for maintaining air quality and in controlling air pollution, is effective in protecting public health. The study also analyzes the limitations of the control mechanisms. The study focuses on industrial air pollution, indoor and personal air pollution, vehicular pollution and noise pollution which are today appearing as the major public health hazards affecting the air quality. However, this is not to overlook the importance of controls required under other areas of public health.

physics of the Web

Science is search for the laws of underlying phenomena of the nature. Engineering constructs the nature as we wish. Interestingly the huge engineering infrastructure like world wide web has grown in such a complex structure such that we need to see the fundamental science behind the structure and behaviour of these networks. This talk covers the science behind the complex networks like web, biological, social etc. The talk aim to discuss the basic theories that govern the static as well as the dynamics of such interesting networks

Using open source software for digital libraries A case study of CUSAT

The purpose of this paper is to describe the design and development of a digital library at Cochin University of Science and Technology (CUSAT), India, using DSpace open source software. The study covers the structure, contents and usage of CUSAT digital library. Design/methodology/approach – This paper examines the possibilities of applying open source in libraries. An evaluative approach is carried out to explore the features of the CUSAT digital library. The Google Analytics service is employed to measure the amount of use of digital library by users across the world. Findings – CUSAT has successfully applied DSpace open source software for building a digital library. The digital library has had visits from 78 countries, with the major share from India. The distribution of documents in the digital library is uneven. Past exam question papers share the major part of the collection. The number of research papers, articles and rare documents is less. Originality/value – The study is the first of its type that tries to understand digital library design and development using DSpace open source software in a university environment with a focus on the analysis of distribution of items and measuring the value by usage statistics employing the Google Analytics service. The digital library model can be useful for designing similar systems

Design of a Compact Multiband Microstrip Antenna

A compact microstrip multiband antenna on a modified ground plane which can operate over the bands starting from 900 MHz to 5.35 GHz which includes the GSM (880-960) GPS (1568-1592 MHz), DCS (1710-1880 MHz), and PCS (1850- 1990 MHz). UMTS (1920-2170 MHz), IEEE 802.11 b/g (2400- 2484) and WLAN IEEE 802.11a band (5.15-5.35) is reported in this paper. The overall dimension of the antenna is 33 x 33 mm2 including the top patch with a dimension 22 x 22 mm2. The experimental results of the antenna are presented in this paper. The results confirm that the antenna exhibits wide band characteristics and covers 7 bands of operation

A Planar Compact Metamaterialinspired Broadband Antenna

An electrically small, broadband-modified, truncated ground metamaterial EZ antenna is presented. This, a modified EZ antenna system, achieves a larger bandwidth of the order of 650 MHz by adjusting the metamaterial-inspired meandered ground element fed by a top loaded monopole. The design is devoid of the large ground planes and the external parasitic elements used in conventional designs for achieving proper impedance matching characteristics. The antenna requires a small foot print of kg/5 3 kg/10, where kg is the guided wavelength corresponding to the lowest frequency of operation, when printed on a substrate of dielectric constant 4.4 and thickness 1.6 mm. The antenna offers a 2:1 VSWR bandwidth from 750 MHz to 1.4 GHz, which covers CDMA, GSM, and ISM bands

Compact CPW-fed uniplanar antenna for multiband wireless applications

A compact coplanar waveguide (CPW) fed uniplanar antenna for Quad-band applications is presented. The Quad-band operation is realized by imposing various current paths in a modified T-shaped radiating element. The antenna covers GSM 900, DCS 1800, IEEE802.11.a, IEEE802.11.b and HiperLAN-2 bands and exhibits good radiation characteristics. This low profile antenna has a dimension of 32mm×31mmwhen printed on a substrate of dielectric constant 4.4 and height 1.6mm. Details of design with experimental and simulated results are presented

CPW-Fed Quad-Band Antenna for Compact Wireless Application

This paper presents the design and development of a compact CPW fed quad band antenna. This low profile antenna has a dimension of 32mmx31mm when printed on a substrate of dielectric constant 4.4 and height 1.6mm. The antenna covers GSM 900, DCS 1800, IEEE802.11.a, IEEE802.11.b and HiperLAN2 bands. The antenna exhibits good radiation characteristics with moderate gain

Investigations on the structural and operational changes of Ring Seine Fishing Systems of Kerala and its Life Cycle Assessment (lCA)

The study covers theFishing capture technology innovation includes the catching of aquatic animal, using any kind of gear techniques, operated from a vessel. Utilization of fishing techniques varies, depending upon the type of fisheries, and can go from a basic and little hook connected to a line to huge and complex mid water trawls or seines operated by large fishing vessels.The size and autonomy of a fishing vessel is largely determined by its ability to handle, process and store fish in good condition on board, and thus these two characteristics have been greatly influenced by the introduction and utilization of ice and refrigeration machinery. Other technological developments especially hydraulic hauling machinery, fish finding electronics and synthetic twines have also had a major impact on the efficiency and profitability of fishing vessels.A wide variety of fishing gears and practices ranging from small-scale artisanal to advanced mechanised systems are used for fish capture in Kerala. Most important among these fishing gears are trawls, seines, lines, gillnets and entangling nets and traps The modern sector was introduced in 1953 at Neendakara, Shakthikulangara region under the initiative of Indo-Norwegian project (INP). The novel facilities introduced in fishing industry by Indo- Norwegian project accordingly are mechanically operated new boats with new fishing nets. Soon after mechanization, motorization programme gained momentum in Kerala especially in Alleppey, Ernakulam and Kollam districts.