Cambium dynamics of Pinus sylvestris and Betula spp. in the northern boreal forest in Finland

Abstract

Tilastoturisteja ja asumismatkailijoita

Kirjallisuusarvostelu

Matkailua Pohjoismaissa ja Lapissa

Kirjallisuusarvostelu

Miksi reaalisosialistinen DDR romahti?

Kirjallisuusarvostelu

Mihin maailma on matkalla?

Kirjallisuusarvostelu

Oktett für Klarinette

Soitinnus: klarinetti, fagotti, käyrätorvi, viulu, alttoviulut (2), sello, kontrabasso.

Divertimento für vier Holzbläser

Soitinnus: huilu, oboe, klarinetti, fagotti.

Edition : Fassung für Bläserquintett 1974

Soitinnus: huilu, oboe, käyrätorvi, klarinetti, fagotti.

Zehn Stücke für Bläserquintett (1968)

Soitinnus: huilu, oboe, käyrätorvi, klarinetti, fagotti.

Kleine Kammermusik für 5 Bläser, opus 24/2

Soitinnus: huilu, oboe, käyrätorvi, klarinetti, fagotti.

Dramma per musica "Laßt uns sorgen, laßt uns wachen", BWV 213

Konserttitaltiointi Bachwoche Ansbach -festivaaleilta 1974.

Hochzeitsquodlibet, BWV 524

Soitinnus: lauluäänet (S, A, T, B), continuo (sello, cembalo).

Dramma per musica "Vereinigte Zweitracht der wechselnden Saiten", BWV 207

Konserttitaltiointi Bachwoche Ansbach -festivaaleilta 1974.

Innovation Ecosystem Perspectives on Financial Services Innovation

The context of financial services has been characterised by changes in the regulatory, technological and societal landscape. Consumers are increasingly interested in mobile payments, crowdfunding and microfinance services, either for themselves or because collaborative consumption is viewed as a more sustainable. Retail branches are re-organised to further meet the expectations of customers, start-ups focusing on technology for financial services (i.e. Fintech) are ever growing and financial services companies reinforce their own innovation practices (e.g. creation of innovation labs or venture capital investment funds). The innovation ecosystem around financial services companies represents the many actors with whom they can co-create and co-produce innovative new services for their customers (or for themselves). The innovation process is no longer a closed internal effort but needs to include external actors from the innovation ecosystem. This topic is especially interesting in a small and open economy where the financial centre takes a prominent place in the economy. The research question is therefore “How does the innovation ecosystem influence the innovation process within financial services companies?”. The influence of the innovation ecosystem on the innovation process within financial service companies mainly comes from its social capital and value creation efforts. However learning to work and exchange in an innovation ecosystem is also expected to influence the innovation process in place. Realizing the potential of the innovation ecosystem requires sufficient capabilities to manage new information coming from the innovation ecosystem. The professional associations provide the necessary coordination among actors in the innovation ecosystem to co-create and appropriate value, while fostering co-evolution within the innovation ecosystem.