The Law of Lending Discrimination, June 2010

The purpose of this article is two-fold. First, it provides an overview of the types of lending discrimination, discusses what laws apply to lending discrimination, and explains how to establish a prima facie case and pretext. This discussion will borrow concepts and case law from the areas of employment discrimination and the related issue of rental discrimination. Each of these areas share similar required elements as well as the need to establish pre-text. Second, this article provides an overview of predatory lending practices, applicable law, and potential remedies.

Iowa Department of Administrative Services Agency Performance Plan

Agency Performance Plan

Report of Recommendations to the Iowa Judicial Branch - County Clerks of District Courts, June 30, 2002

State Agency Audit Report

Department of Administrative Services, Information Technology Enterprise, A Review of Selected Service Contracts, April 1, 1998 - June 30, 2003

Other Audit Reports - Special Report

Report of Recommendations to the Iowa Judicial Branch - County Clerks of District Courts, June 30, 2003

Audit Reports - Other Audit Reports

A Review of the State's Leased Space and the Leasing Process, General Services Enterprise of the Department of Administrative Services, July 1, 1998 through June 30, 2003

Other Audit Reports - State Leasing

Report of Recommendations to the Iowa Department of Administrative Services, June 30, 2004

State Audit Reports

Report of Recommendations to the Iowa Department of Administrative Services on the Review of General and Application Controls over the HRIS and Payroll Systems, May 10, 2004 through June 4, 2004

State Audit Reports

A Case Study of China’s Commercial Pork Value Chain, August 2005

In China, with the cost of improved technology rising, surplus labor shrinking, and demand for food quality and safety increasing, it will be just a matter of time before the country’s hog production sector will be commercialized like that of developed countries. However, even if China’s cost of production converges to international levels, as shown in this case study, China may continue to retain some competitive advantage because of the labor-intensive nature of the marketing services involved in hog processing and meat distribution. The supply of variety meats offers the most promising market opportunity for foreign suppliers in China. The market may open further if the tariff rate for variety meats is reduced from 20% and harmonized with the pork muscle meat rate of 12%, and if the value-added tax of 13% is applied equally to both imported and domestic products. The fast-growing Western-style family restaurant and higher-end dining sector is another market opportunity for high-quality imported pork.

Report of Recommendations to the Iowa Judicial Branch - County Clerks of District Courts, June 30, 2004

Other Audit Reports - Iowa Judicial Branch

Iowa Department of Administrative Services Agency Performance Plan, FY 2004

Agency Performance Plan

Report of Recommendations to the Iowa Department of Administrative Services, June 30, 2005

State Audit Reports

Report of Recommendations to the Iowa Judicial Branch - County Clerks of District Courts, June 30, 2005

Other Audit Reports - Judicial

Iowa Department of Administrative Services Agency Performance Plan, FY 2007

Agency Performance Plan

Report on the Strategic Sourcing Initiative implemented by the Department of Administrative Services (DAS)

Report on the Strategic Sourcing Initiative implemented by the Department of Administrative Services (DAS)