Educación ambiental como factor de cambio: conocer, interpretar y aprender para mejorar desde lo glocal

Primero comenzamos por describir la situación global histórica de la transformación del entorno. Luego se describe cómo evoluciona la Educación Ambiental bajo el concepto del desarrollo, constituyéndose como la Educación Ambiental para el Desarrollo Sustentable. Continuamos describiendo la situación de la EA a nivel internacional; se pasa luego al ámbito nacional, teniendo como escenario a México, aquí se hace un análisis del estado que guarda la EA en el país. Después se continua con el ámbito estatal, para lo cual se analiza la situación de la EA en el estado de Zacatecas, en este plano se toca el tema de la participación de las instituciones de educación superior en el intercambio de experiencias y conocimientos para el fortalecimiento de programas de EADS. Luego pasamos a un ámbito municipal, el caso a tratar es el municipio de Monte Escobedo Zacatecas, se hace una descripción general del municipio y se tratan los antecedentes que han motivado este proyecto, para luego pasar a describir el caso específico de la Sierra de Monte Escobedo; a partir de las características de ésta y retomando una propuesta previa de integrar la Sierra al sistema de Áreas Naturales Protegidas de México, se hacen dos propuestas: La primera es sobre el diseño de un Centro de Interpretación y Educación Ambiental; la segunda es para la realización de un Sendero de interpretación. Ambas propuestas pretenden contribuir al aprovechamiento sustentable de los recursos y desarrollo de la comunidad.

El relativismo como un factor desintegrador de la personalidad humana

Amb aquest treball es pretén avaluar i demostrar com el relativisme, des d’una Psicologia Humanista i en concret des de la psicologia de Carl Rogers, impedeix l’adquisició de les virtuds i per tant, a partir de la seva aplicació psicoterapèutica, obstaculitza i imposibilita el desenvolupament ple de la persona.

Implication of Nerve Growth Factor in intestinal mucosal mast cell activity and colonic motor alterations in a model of ovalbumin-induced gut dysfunction in rats

We determined NGF involvement in MMCs and colonic motor alterations in an ovalbumin (OVA)-induced gut dysfunction model in rats. Animals received OVA (6 weeks), with/without simultaneous K252a (TrkA antagonist) treatment. MMCs, rat mast cell protease II (RMCPII) levels and colonic contractility in vitro were assessed. OVA increased MMC density and RMCPII concentration. Spontaneous contractility was similar in both groups and inhibited by K252a. Carbachol responses were increased by OVA in a K252a-independent manner. NO-synthase inhibition increased spontaneous activity in OVA-treated animals in a K252a-dependent manner. These observations support an involvement of NGF in the functional changes observed in this model.

Loss risk through fraud in car insurance

Our objective is to analyse fraud as an operational risk for the insurance company. We study the effect of a fraud detection policy on the insurer's results account, quantifying the loss risk from the perspective of claims auditing. From the point of view of operational risk, the study aims to analyse the effect of failing to detect fraudulent claims after investigation. We have chosen VAR as the risk measure with a non-parametric estimation of the loss risk involved in the detection or non-detection of fraudulent claims. The most relevant conclusion is that auditing claims reduces loss risk in the insurance company.

Macroeconomic shocks and the business cycle: evidence from a structural factor model

We use a dynamic factor model to provide a semi-structural representation for 101 quarterly US macroeconomic series. We find that (i) the US economy is well described by a number of structural shocks between two and six. Focusing on the four-shock specification, we identify, using sign restrictions, two non-policy shocks, demand and supply, and two policy shocks, monetary and fiscal. We obtain the following results. (ii) Both supply and demand shocks are important sources of fluctuations; supply prevails for GDP, while demand prevails for employment and inflation. (ii) Policy matters, Both monetary and fiscal policy shocks have sizeable effects on output and prices, with little evidence of crowding out; both monetary and fiscal authorities implement important systematic countercyclical policies reacting to demand shocks. (iii) Negative demand shocks have a large long-run positive effect on productivity, consistently with the Schumpeterian "cleansing" view of recessions.

Haar wavelets-based approach for quantifying credit portfolio losses

This paper proposes a new methodology to compute Value at Risk (VaR) for quantifying losses in credit portfolios. We approximate the cumulative distribution of the loss function by a finite combination of Haar wavelet basis functions and calculate the coefficients of the approximation by inverting its Laplace transform. The Wavelet Approximation (WA) method is specially suitable for non-smooth distributions, often arising in small or concentrated portfolios, when the hypothesis of the Basel II formulas are violated. To test the methodology we consider the Vasicek one-factor portfolio credit loss model as our model framework. WA is an accurate, robust and fast method, allowing to estimate VaR much more quickly than with a Monte Carlo (MC) method at the same level of accuracy and reliability.