Análisis de los indicadores de performance de las instituciones microfinancieras: Comparativa con las entidades financieras formales

Desde sus comienzos en los años 70 al día de hoy, podemos hablar del sector de las microfinanzas como un sector en crecimiento, pero ya consolidado por el gran número de instituciones especializadas en servicios microfinancieros y el resultado de sus prácticas exitosas. En el trabajo que presentamos realizamos un estudio preeliminar sobre los indicadores de performance de las Instituciones de Microfinanzas (IMFs). Nuestro objetivo es detectar las particularidades en los resultados de dichos parámetros y ratios en dichas instituciones. Para ello llevamos a cabo un análisis teórico de los ratios más aceptados por la comunidad financiera implicada en el suministro de información sobre los resultados y la performance de las IMFs. El estudio se completa comparando los datos suministrados por estas instituciones con los equivalentes en entidades financieras tradicionales de nuestro entorno, haciendo especial hincapié en la actividad de estas últimas entidades en Latinoamérica.

A checklist for patient safety rounds at the care pathway level

Objective - To define a checklist that can be used to assess the performance of a department and evaluate the implementation of quality management (QM) activities across departments or pathways in acute care hospitals. Design - We developed and tested a checklist for the assessment of QM activities at department level in a cross-sectional study using on-site visits by trained external auditors. Setting and Participants - A sample of 292 hospital departments of 74 acute care hospitals across seven European countries. In every hospital, four departments for the conditions: acute myocardial infarction (AMI), stroke, hip fracture and deliveries participated. Main outcome measures - Four measures of QM activities were evaluated at care pathway level focusing on specialized expertise and responsibility (SER), evidence-based organization of pathways (EBOP), patient safety strategies and clinical review (CR). Results - Participating departments attained mean values on the various scales between 1.2 and 3.7. The theoretical range was 0-4. Three of the four QM measures are identical for the four conditions, whereas one scale (EBOP) has condition-specific items. Correlations showed that every factor was related, but also distinct, and added to the overall picture of QM at pathway level. Conclusion - The newly developed checklist can be used across various types of departments and pathways in acute care hospitals like AMI, deliveries, stroke and hip fracture. The anticipated users of the checklist are internal (e.g. peers within the hospital and hospital executive board) and external auditors (e.g. healthcare inspectorate, professional or patient organizations).