''Cashless'' transactions : perceptions of money in mobile payments

A limited number of ‘cashless transaction’ studies addressed the issue that the mode of payment affects perceptions of money and purchase behaviour, the majority of the research is in the area of the credit card payment mode. Credit card based research has shown that when a credit card based payment is used, the volume, value and type of products purchased increase. Whether this is due to the credit element or to the ‘cashless or mobile’ element of the transaction is not known. The notion that the tangibility of cash influences perceptions of money is not novel, but it is untested. This discussion paper suggests that under conditions of cash, there is awareness (conscious/unconscious) that a possession of value transferred and this perception may well have a direct impact on people’s perception of money and their spending behaviour.

O comércio justo e o mercado global : um jogo de equilíbrios

Partindo do conceito de mercado livre, teorizando de forma estruturada, pela primeira vez, por Adam Smith, o objetivo é perceber se o «comércio justo», enquanto movimento de empoderamento de pequenos produtores e sub-desempregados dos países desenvolvidos, pode ou não funcionar como contraponto ao oligopólio corporativo das grandes empresas de distribuição, obrigando à mais justa remuneração da produção a nível mundial.