Bank efficiency in Brazil: the importance for economic sustainability
Contribuinte(s) |
Universidade Estadual Paulista (UNESP) |
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Data(s) |
15/07/2015
15/07/2015
2014
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Resumo |
Studies on efficiency achieved greater relevance in organisations within an open market framework, which in Brazil began around 1990. The objective of this paper, applying the data envelopment analysis methodology, is to analyse the efficiency of banks operating in the country using the database termed 'the biggest banks', periodically divulged by the Central Bank of Brazil in 2010-2012. The methodology was applied to the 26 largest banking organisations via two approaches, one was financial intermediation and the other was results. In the financial intermediation approach, the efficiency increase was the highest among banks specialised in credit from 2010 to 2012. Retail banks, especially the large ones, felt most intensely the reaction of 2011, a year considered as the sector's low performance year. In the results approach, the efficiency increase was higher among retail banks. Factors such as retractions in the SELIC rate and bank spreads impacted all banks, regardless of the segment. |
Formato |
194-212 |
Identificador |
http://www.inderscience.com/info/inarticle.php?artid=65482 Latin American J. of Management for Sustainable Development, v. 1, n. 2/3, p. 194-212, 2014. 2052-0344 http://hdl.handle.net/11449/124796 http://dx.doi.org/10.1504/LAJMSD.2014.065482 9275881220224835 4950197164940762 7852151945196465 |
Idioma(s) |
eng |
Relação |
Latin American J. of Management for Sustainable Development |
Direitos |
closedAccess |
Palavras-Chave | #Bank competition #Retail ranks #Credit specialists #Financial intermediation #Bank results |
Tipo |
info:eu-repo/semantics/article |