Fragilizaçõa financeira dos estados e a crise federativa: uma análise a partir do ajuste fiscal dos estados de São Paulo e Rio Grande do Sul

O objetivo deste trabalho é avaliar a situação financeira dos estados de São Paulo e Rio Grande do Sul após a renegociação da dívida financeira com o governo federal. A renegociação da dívida foi efetivada mediante a aprovação de um Programa de Ajuste Fiscal com metas periodicamente reavaliadas. É realizada uma contextualização histórica da economia brasileira e da situação dos estados brasileiros. Em seguida, é estudado o Programa de Ajuste Fiscal do Estado de São Paulo, e o Programa de Ajuste Fiscal do Estado do Rio Grande do Sul. Por fim, são realizadas algumas considerações acerca dos Programas desenvolvidos e realizados pelos Estados

Desregulação financeira e a crise de 2008

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Matemática comercial e financeira com a utilização de recursos digitais: uma experiência no ensino médio

This work aimed to investigate the possible contributions of the use of digital resources in the teaching and learning process of Commercial and Financial Mathematics concepts to high school students. Its development has included a survey of some researches on the topic as well as an experimental study of a qualitative type, in which the Webquest was used as methodology. It uses the computer, more precisely the internet resources, to assist students in building up knowledge. Eight meetings were held, in the after-school period, with a group of students of the second year of high school at a state public school in the city of Guaratinguetá. Aiming to evaluate the knowledge that students had about the theme, it was applied a diagnosis at first glance for further analysis and development of activities and interventions according to the students’ answers. Once the research data was analyzed, it was noted that the students had little knowledge regarding the basic contents of Commercial and Financial Mathematics, in addition to presenting difficulties in handling some of the digital resources used in the meetings. Nonetheless, from the students’ works, it was seen significant advances in understanding and building up knowledge on concepts such as percentage, simple and compound interest, savings, and sales involving prompt payment or in arrears

A importância do planejamento financeiro: uma abordagem de matematica financeira para o ensino médio com o uso do excell

The financial health of a family is one of the main generators of quality of life, and this is only possible through financial planning, which is nothing more than save and analyze before contracting debts. To do this, students must have notion of financial mathematics, especially of that used by the banks on overdraft interest, in investments and in the short-term and longterm loans, that is, compound interest, equivalent rates, depreciation and others. Starting from the knowledge of arithmetic and geometric progressions and, based on real situations which allow the application of the content learned, one intends to develop activities applied to high education. To start from real situations is one of the main lines of thought of the Problem Solving Methodology, in which the student is the active agent in the construction of his or her knowledge. As the National Curricular Parameters point out, the practice in the use of computers is essential for gaining a job. Therefore, this project proposes an activity where knowledge of Financial Mathematics can to be practiced, associated with the use of Microsoft Excel® spreadsheet

Os impactos da crise financeira sobre as finanças públicas do estado do Piauí

O presente trabalho tem como objetivo compreender os impactos e os ajustes ocorridos nas finanças dos municípios do Estado do Piauí em decorrência da crise financeira mundial de 2008, desencadeada a partir do mercado de hipotecas sub-prime dos Estados Unidos. Para a análise desses impactos sobre os municípios do Piauí, pretendo estudar as principais características da crise financeira mundial de 2008, apresentar uma visão ampla do desenvolvimento econômico e social do estado do Piauí, elaborar um quadro geral das finanças dos municípios piauienses a partir de suas principais contas, montar indicadores fiscal-financeiros, do período pré e pós crise, avaliar os resultados obtidos e identificar se houveram estratégias de ajustes por parte destes municípios. Desta forma, farei uma reflexão não só de como, quanto e se sofreu o estado de menor renda per capita do País, mas também de quais foram as medidas tomadas pelas administrações municipais para o enfrentamento da crise

A inclusão financeira no Brasil: uma análise da contribuição dos bancos sociais

O objetivo maior deste trabalho é contribuir para se diagnosticar qual a conjuntura atual do setor microfinanceiro no Brasil. Para tanto, inicia uma exposição histórica, com o intuito de demonstrar quais as variáveis condicionantes de nosso estágio atual, chegando até ao último programa lançado pelo governo federal com a finalidade de fomentar os serviços financeiros entre a população de baixa renda - vale ressaltar, o Programa Nacional de Microcrédito Produtivo Orientado (PNMPO). A partir dessa fase, inicia uma exposição dos novos obstáculos, criados, paradoxalmente, no seio do PNMPO e ligados ao excesso de regulação, a serem transpostos para se desenvolver a indústria de microfinanças no país, propondo soluções para estes. Por fim, faz um estudo de caso de uma inovação social, ligada à economia solidária, que apresenta ótimos resultados no que tange a democratização dos serviços microfinanceiros, ocorrida em Fortaleza/CE: o Banco Palmas

A crise financeira de 2008: uma reflexão a partir da teoria da fragilidade financeira de Hyman Minsky

This paper aims to use the theoretical framework developed by Hyman P. Minsky for understanding the concept of financial fragility observed in the capitalist system. It is intended to clarify the concept of intrinsic instability to which capitalism is subject, which is responsible for generating more economic cycles - periods of prosperity and crashes that affect global economies - particularly the one initiated in the United States in 2008. Thus, we made theoretical analysis of the theory of economic cycles and financial instability beyond historical reviews on the biggest financial crisis since the Great Depression

Interpretação da crise financeira mundial sob a perspectiva de David Harvey

Pós-graduação em Economia - FCLAR

Atividades investigativas no ensino da matemática financeira: as estratégias empregadas com uso de planilhas eletrônicas

Pós-graduação em Educação Matemática - IGCE

A importância do mercado de capitais: considerações das teorias econômica e financeira

This paper attempts to analyze and highlight the importance of the capital market for growth and economic development of the country, sustainable business growth and growth of the assets of an individual, as an alternative investment and financing. Were also examined the barriers to further growth of this market and relevant criticism about this. The study is guided from analyzes of economic and financial theories, concepts and fundamental principles for understanding the functioning of financial markets, even more specific, empirical analysis of the efficiency of markets and the stock market, in the context of Brazilian reality

Da crise da dívida financeira à crise da dívida soberana: um debate sobre a Política Fiscal

The financial crisis of 2007 brought the discussion of fiscal policy. This was used as a way for governments to mitigate the potential social and economic impacts of the crisis, since only the monetary policy would not be effective. Historically, banking crises engender increases in public debt, not only for the relief operations, but also by the policies of government primary spending and/or, as in the recent crises, by the purchase of the “toxic” financial assets. The discretionary fiscal policy is then discussed, since it is essential, it is required well articulated and coordinated actions in order to mitigate their respective current and future crisis.

Jogos de empresas e gestão financeira: algumas evidências

This article aims to discuss the use of business games for educational purposes taking into account evidence about the difficulty in managing financial resources. The use of business games is justified because the young generation tha are coming to the education system have grown up using business games, allowing a more motivating learning environment and stimulating investment and on how the concept to provide learning. Instead of pushing content well defined and wel-formatted for the student, promotes the use of games promote at the same time, a chalenge whose solution entails learning effort. Thus, the use of games affect educators, students and aducational institutions, requiring them new attitudes and patterns of thought about schooling. The elaboration of this article was based on experiences gained with the development and use of games for educational purposes, specifically the game "Mercado Virtual". Several articles have been published on research with indergraduates and postgraduate courses in business administration and engineering field. They have shown that the evaluation of the player, based on their decisions during the game, to detect specific aspects of learning. This exploratory research is based on data obteained in various experiments with the game Mercado Virtual.

Uma crise à lá Minsky?: uma análise da crise financeira sob a ótica de Hyman Minsky

Conselho Nacional de Desenvolvimento Científico e Tecnológico (CNPq)

Crise, poderes, interesses e estratégias: o G-20 e a governança monetária e financeira contemporânea

Pós-graduação em Relações Internacionais (UNESP - UNICAMP - PUC-SP) - FFC

A matemática financeira e a estatística como ferramentas para uma gestão financeira consciente

Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)